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50878 Highway 97, La Pine, OR, 97739

5beds
2baths
1,862sqft
$690,000
$371price/sqft
$4,839/moest. monthly cost
$193,560/yrincome needed

About This Home

Unique private property on 3 acres bordering BLM land with endless possibilities. Gated entry provides added privacy and security. The property features a 1,200 sq ft detached frame shop, perfect for hobbies, storage, or projects. Interior highlights include new carpet, updated lighting, and a DEQ-certified wood-burning stove in the living room for cozy winter evenings. Heating includes baseboard and cadet units with window A/C for summer comfort. The septic system was replaced in 2021. Home offers five bedrooms, four of which do not have closets, providing flexibility for office space, guest rooms, or hobbies. A rare opportunity to enjoy space, privacy, and direct access to wide open land.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Lapine Elementary SchoolGrades K-52.1 mi
2/10
Lapine Middle SchoolGrades 6-82.1 mi
2/10
Lapine Senior High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Stemwall
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Fiberglass Stall Shower,Linen Closet,Shower/Tub Combo,Solid Surface Counters,Stone Counters
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Simulated Wood,Stone,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Electric,Wood
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,862
  • Total interior livable area: 1,862 sqft

Property

Details

  • Parcel number: 117814
  • Zoning description: RR10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Fire Pit
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 3 Acres
  • Features: Adjoins Public Lands,Level,Wooded

Parking

  • Parking features: Gravel,No Garage,Shared Driveway,Storage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$205$2,460
Property Taxes $969$11,628
Electricity $176$2,119
Total$4,839$58,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,908/yr
40% on housing$145,170/yr
45% on housing$129,040/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 97739$363
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97739$283
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$690,000
2021-11-15Sold$399,000

For Sale by Agent

AgentSarah R. Burke
BrokerageRE/MAX Key Properties

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