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52035 Noble Fir, La Pine, OR, 97739

2beds
2baths
1,248sqft
$490,000
$393price/sqft
$3,476/moest. monthly cost
$139,040/yrincome needed

About This Home

Step inside this charming Chalet-style home in Ponderosa Pines that has it all! Located on a paved road, this 2 bedroom, 2 bathroom home offers a cozy living space with rustic details, perfect for your Central Oregon lifestyle. Some of the features inside include a pellet stove, adorable garden window, large laundry room, great storage, and completely fresh interior paint. From the attached garage, head into the enclosed hot tub area, offering privacy and protection from the elements in the cold months. The property boasts a fully insulated, 1,680 square foot, detached garage with 10' and 14' doors, lean-to, work space, storage shelves, barn-wood accents and is plumbed for a wood stove. Other features outside include an additional storage shed, carport, gravel driveway with entrances on Ponderosa Loop and Noble Fir, sprinkler system, warming pit, and more. Come and experience the charisma this home has to offer!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Lapine Elementary SchoolGrades K-53.7 mi
2/10
Lapine Middle SchoolGrades 6-83.6 mi
2/10
Lapine Senior High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Fiberglass Stall Shower,Linen Closet,Open Floorplan,Primary Downstairs,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Carpet,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air,Pellet Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 141757
  • Zoning description: RR10, WA
  • Special condition: Standard
  • Exclusions: Owner's personal property

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Fire Pit
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Neighborhood,Territorial

Lot

  • Lot size: 1.90 Acres
  • Features: Corner Lot,Landscaped,Sprinkler Timer(s),Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Detached Carport,Driveway,Garage Door Opener,Gravel,RV Access/Parking,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$145$1,740
Property Taxes $678$8,136
Electricity $176$2,119
Total$3,476$41,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,177/yr
40% on housing$104,280/yr
45% on housing$92,693/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 97739$365
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97739$283
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$487,500
2026-07-30Price change$490,000
2026-07-09Price change$485,000
2026-06-05Listed for sale$495,000
2004-08-05Sold$149,950

For Sale by Agent

AgentTaylor V Ewing
BrokerageLa Pine Realty

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