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13015 ELM STREET, Odessa, FL, 33556

4beds
2baths
1,904sqft
$440,000
$231price/sqft
$3,080/moest. monthly cost
$123,200/yrincome needed

About This Home

Welcome to your Florida oasis! This charming 4-bedroom, 2-bathroom home located on a quiet street in Odessa. Sitting on 0.57 acres, this is ideal for horse enthusiasts. Enjoy the low maintenance, mature landscaping, which includes a variety of fruit trees, oak trees, flowers and other native plants. This property combines comfort with a touch of nature. Entering the home, you will be welcomed with an open floor plan, crown molding, gorgeous knotty pine wood flooring throughout, and a spacious living and dining room. This home offers an abundance of natural light! The open concept kitchen is fully equipped and features solid wood cabinets, a walk-in pantry closet, and plenty of storage. The sizeable primary bedroom features a walk-in closet, and an en-suite primary bathroom with dual vanity sinks, a garden bath, and a walk-in shower. The other 3 rooms have plenty of storage and features a shared bathroom with a shower/bathtub combination. Large front and back covered porches which are perfect for entertaining. This home is on a concrete slab. Detached 2 car garage. Multiple sheds. Centrally located and close to shopping centers, restaurants, schools, and so much more! Metal Roof. 2017 HVAC. 2022 Water Heater. Freshly painted interior. Plenty of room to park all toys, RVs, and boats. Plenty of room to build a guest house or dream pool or pasture. NO HOA. NO FLOOD ZONE. ZONED FOR HORSES!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Hammond Elementary SchoolGrades PK-54.8 mi
7/10
Steinbrenner High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Open Floorplan,Solid Wood Cabinets,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,484
  • Total interior livable area: 1,904 sqft

Kitchen

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: First
  • Area: 234
  • Dimensions: 18x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: U07271700D00001000014.0
  • Zoning: ASC-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Porch
  • Exterior features: Storage

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 100 x 250

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$236$2,832
Property Taxes $423$5,076
Electricity $197$2,366
Total$3,080$36,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,600/yr
40% on housing$92,400/yr
45% on housing$82,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 33556$281
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33556$281
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-16Listed for sale$440,000
2026-05-08Pending sale$440,000
2026-02-22Price change$440,000
2026-01-16Price change$459,999
2025-09-03Price change$464,999
2025-06-18Price change$474,999
2025-04-25Listed for sale$489,999
2025-02-16Listing removed$509,999
2024-10-21Listed for sale$509,999
2024-08-24Pending sale$509,999
2024-05-09Price change$509,999
2024-04-03Price change$514,999
2024-02-28Price change$519,999
2024-02-15Listed for sale$525,000
2022-09-01Listing removed--
2022-06-07Listed for sale$525,000
2022-04-05Listing removed--
2022-02-10Listed for sale$525,000
2022-01-31Listing removed--
2021-11-17Listed for sale$899,999

For Sale by Agent

AgentTanner Tillung
BrokerageEXP REALTY LLC

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