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12315 COUNTRY WHITE CIRCLE, Tampa, FL, 33635

2beds
2baths
1,134sqft
$250,000
$220price/sqft
$2,012/moest. monthly cost
$80,480/yrincome needed

About This Home

Set between Westchase and Oldsmar, this two bedroom, one and a half bathroom townhouse has been nicely updated and requires little upkeep, making it an easy choice for buyers who want convenience without sacrificing style. The community itself is a real bonus, with a pool, playground, and basketball court all included in the low HOA fee. Downstairs you will find an open layout joining the family room, dining area, and kitchen, along with a powder room for guests. Step outside to the screened patio, where the view stretches over the community pond, a nice spot for morning coffee or evening relaxation. Both bedrooms are upstairs alongside a full bathroom and laundry room, keeping the daily routine simple. This property works equally well as a primary residence, a seasonal getaway, or a rental investment. Schedule your showing today!

Getting Around

5
WalkingCar-Dependent
21
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

8/10
Lowry Elementary SchoolGrades PK-50.9 mi
9/10
Farnell Middle SchoolGrades 6-82.9 mi
6/10
Alonso High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,236
  • Total interior livable area: 1,134 sqft

Kitchen

  • Features: Storage Closet
  • Level: First
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: First
  • Area: 208
  • Dimensions: 16x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: U2028175X700002500005.0
  • Attached to another structure: Yes
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Screened
  • Exterior features: None
  • Has view: Yes
  • View description: Water,Lake,Pond
  • Has water view: Yes
  • Water view: Water,Lake,Pond
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Pond

Lot

  • Lot size: 908 sqft

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$204$2,448
Property Taxes $347$4,164
Electricity $197$2,366
Total$2,012$24,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,982/yr
40% on housing$60,360/yr
45% on housing$53,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 33635$155
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33635$266
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$245,000
2026-07-20Listed for sale$250,000
2019-05-22Sold$170,000
2019-04-10Listed for sale$170,000
2004-07-30Sold$126,000
2003-05-02Sold$112,300

For Sale by Agent

AgentKyle Gilliland
BrokerageCOLDWELL BANKER REALTY

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