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213 Cooke St, Franklinton, NC, 27525

2beds
2baths
1,060sqft
$215,000
$203price/sqft
$1,601/moest. monthly cost
$64,040/yrincome needed

About This Home

GREAT LOCATION IN THE CITY LIMITS OF FRANKLINTON, NC. WALKING DISTANCE TO DOWNTOWN. HOME WAS BUILT IN 1913 AND UPDATED IN 2014. IDEAL FOR INDIVIDUAL, PROFESSIONAL, RETIREES, COUPLE, OR A SMALL FAMILY. NICE QUIET AREA.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Franklinton ElementaryGrades PK-50.6 mi
6/10
6/10
Franklinton HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,060

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Common Area

Details

  • Parcel number: 008652
  • Zoning: RSMRes. Single Multi Fami
  • Special condition: Seller Licensed Real Estate Professional

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City Lights

Lot

  • Lot size: 9,583 sqft
  • Features: Few Trees,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$80$960
Property Taxes $234$2,808
Electricity $200$2,405
Total$1,601$19,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,891/yr
40% on housing$48,030/yr
45% on housing$42,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 27525$204
Franklin County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 27525$181
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$225,000
2026-03-09Price change$230,000
2025-12-29Listed for sale$238,000
2024-12-10Listing removed$242,000
2024-10-01Price change$252,000
2024-08-31Listed for sale$260,000
2006-01-18Sold$31,000

For Sale by Agent

AgentPriscilla Siler
BrokerageBarner Realty

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