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23 Selma Dr, Mooresville, NC, 28115

2beds
1baths
1,160sqft
$179,900
$155price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Two bedroom, one bath… Second bedroom is on the small side great for kids or office… master bedroom is large with a walk-in closet and Wayne board on lower portion of walls..large living room with vertical Wayne board on lower portion of walls... Address is on Selma, but Driveway runs off of the back of house to Spencer Avenue… enter from Spencer Avenue !!!...Large front porch… Plenty of parking with mature tree for a shaded yard… Brand new windows… Vinyl siding… Roof less than five years old… House is all electric with central heat and air… Hardwoods, tile, new laminate flooring… recently upgraded kitchen cabinets with new countertops and faucet… New electric stove… Hard wired 110 smoke detector… all new paint ceilings walls, and trim… Washer and dryer room with storage cabinets… Large storage room at back door entrance… This home has a very friendly layout.. one minute walk to beautiful magda Park with baseball field and playground…Mooresville grade at school district… Not far from Downtown Main St., Mooresville… Close to highways and I 77 for commuting…

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Park View ElementaryGrades K-20.8 mi
4/10
Selma Burke MiddleGrades 6-81.0 mi
8/10
Mooresville Senior HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Footing
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Heat pump
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 4667388819000

Features

  • Exterior features: Other

Lot

  • Lot size: 1,100 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$55$660
Property Taxes $208$2,496
Electricity $200$2,405
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 28115$202
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28115$192
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$179,900
2025-11-17Listing removed--
2025-09-22Price change$139,000
2025-09-16Price change$140,000
2025-09-12Price change$145,000
2025-09-08Price change$149,000
2025-08-24Listed for sale$155,000
2000-06-23Sold$25,000
2000-02-28Sold$30,000

For Sale by Owner

AgentProperty Owner

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