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3125 Niagara Way, Virginia Beach, VA, 23456

4beds
3baths
2,234sqft
$559,900
$251price/sqft
$3,698/moest. monthly cost
$147,920/yrincome needed

About This Home

Beautifully maintained 4-bedroom, 2.5-bath home in the desirable Princess Anne area of Virginia Beach! Offering approximately 2,200+ square feet and built in 1997, this spacious residence features 8 well-appointed rooms including a primary ensuite designed for comfort and privacy. Step inside to find a blend of ceramic tile and luxury vinyl plank flooring, creating a stylish yet low-maintenance living environment. The functional layout offers generous living spaces for both everyday living and entertaining. Enjoy your own backyard retreat with an in-ground pool for relaxing or hosting gatherings all season long. Additional highlights include a 2-car attached garage, ample storage, and a welcoming setting in an established neighborhood. Virtual tour available! Call for your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

7/10
7/10
Landstown Middle SchoolGrades 6-83.3 mi
9/10
Floyd Kellam High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Entrance Foyer,Pantry
  • Flooring: Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,234 sqft

Property

Details

  • Parcel number: 14932558110000
  • Zoning: PDH1
  • Special condition: Bank Repo

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Waterfront features: Not Waterfront
  • Frontage length: 47

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Multi Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$193$2,316
Property Taxes $459$5,508
Electricity $215$2,582
Total$3,698$44,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,788/yr
40% on housing$110,940/yr
45% on housing$98,613/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 23456$292
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23456$264
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentSusan Jenkins, Better Homes & Gdns Ntv Am Grp, Kim McCabe, Better Homes & Gdns Ntv Am Grp
BrokerageBetter Homes & Gdns Ntv Am Grp

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