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221 Windemere Isle Rd, Statesville, NC, 28677

6beds
6baths
6,290sqft
$1,250,000
$199price/sqft
$8,029/moest. monthly cost
$321,160/yrincome needed

About This Home

Experience lakeside living in this custom-built, one-owner home on Lake Norman’s main channel (no-wake side of Windemere Island) with stunning water views overlooking Windemere Island. The property includes a community boat slip, with potential for a private dock per lake management. Located in the Windemere community, amenities include boat/RV storage, a game court, a lakefront pool, boat slips, and a clubhouse, with nearby access to Lake Norman State Park and Troutman. Approximately 48 minutes to the Charlotte International Airport With over 7,500 sq ft under roof, the home offers 6 bedrooms (all with walk-in closets), 4 full baths, 2 half baths, and a 4-car garage. The main-level primary suite features lake views, balcony access, & a spacious ensuite. Open-concept living connects the kitchen, great room, & a breakfast nook to a covered balcony. Additional highlights include formal dining, media room with wet bar, walk-out basement with living space, & $25,000 in seller concessions.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-84.8 mi
4/10
South Iredell High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedroom2

  • Level: Main

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3

Bonus Room

  • Level: Second

Breakfast

  • Level: Main

Den

  • Level: Basement

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dead Bolt(s),Soaking Tub,Pantry,Separate Shower,Solid Surface Counter,Wet Bar
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas Log,Basement,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,890
  • Finished area above ground: 4,400

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Multiple Systems,Electric
  • Cooling features: Central Air,Zoned,Multi Units

Interior Area

  • Total structure area: 6,290
  • Total interior livable area: 6,290 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Basement

Other

  • Level: Basement

Recreation Room

  • Level: Second

Property

Details

  • Parcel number: 4710734415000
  • Zoning: R20
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Garage Door Opener,Basement,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$488$5,856
Property Taxes $636$7,632
Electricity $585$7,030
Total$8,029$96,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,280/yr
40% on housing$240,870/yr
45% on housing$214,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$129
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$1,399,900
1994-08-01Sold$75,000

For Sale by Agent

AgentDenise Eddleman
BrokerageKeller Williams Realty Elite

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