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4812 Bay Bridge Ln, Virginia Beach, VA, 23455

5beds
4baths
2,800sqft
$1,675,000
$598price/sqft
$10,874/moest. monthly cost
$434,960/yrincome needed

About This Home

Experience exceptional coastal living in coveted Chic’s Beach with this custom five-bedroom, four-bathroom, three-story bayfront retreat on the Chesapeake Bay. A private path leads directly to the beach, while sweeping water views set the tone throughout. Fresh paint and new bedroom carpeting offer a crisp, move-in ready interior. The light-filled second floor features maple floors, soaring ceilings, and a deck with panoramic views stretching to Hampton and the Eastern Shore, perfect for entertaining, dolphin sightings, and seasonal sunrises. The chef’s kitchen is appointed with a Viking six-burner cooktop, wine fridge, hickory cabinetry, and bar seating. Elevator access to all levels. First-floor bedroom with direct access to a full bath. The third-floor primary suite offers a spa-like bath, fireplace, walk-in closet, and private deck. Paver driveway; home located at the end of a street for added privacy. A rare offering in Chic’s Beach.

Getting Around

13
WalkingCar-Dependent
10
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10
Great Neck Middle SchoolGrades 6-84.2 mi
7/10
Frank W. Cox High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle,Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemp
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Bar,Dual Entry Bath (Br & Br),Walk-In Closet(s),Ceiling Fan(s),Central Vacuum
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Fireplace Gas-natural,Primary Bedroom
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,800 sqft

Kitchen

  • Level: Second

Primary Bedroom

  • Level: Third

Utility Room

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 15705246540000
  • Zoning: R5R
  • Other equipment: Generator Hookup,Intercom

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Picket,Fenced
  • Has view: Yes
  • View description: Bay,Beach
  • Has water view: Yes
  • Water view: Bay,Beach
  • On waterfront: Yes
  • Waterfront features: Bay

Lot

  • Lot size: 435.60 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Oversized,4 Space,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$763$9,156
Property Taxes $1,373$16,476
Electricity $269$3,236
Total$10,874$130,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$372,822/yr
40% on housing$326,220/yr
45% on housing$289,973/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 23455$248
Virginia Beach City$290

vs Homes Sold Last Month

Median $/sqft

ZIP 23455$259
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDoug Earlenbaugh
BrokerageRE/MAX Alliance

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