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4488 Lauderdale Ave #A, Virginia Beach, VA, 23455

4beds
3baths
2,200sqft
$715,000
$325price/sqft
$4,728/moest. monthly cost
$189,120/yrincome needed

About This Home

Steps from the Chesapeake Bay! Prime location in the HEART of Chic’s Beach. Updated 4 bdr, 2.5 bath, 3-story duplex w/ garage and no fees or flood insurance required. Situated between Chic’s Laundry Restaurant and the bay on a quiet, dead-end street. All new windows (2024), garage door (2024), wrapped exterior trim, stainless appliances (all new in last 4 yrs), new carpet in spacious loft (2025), granite countertops (2025), new floors throughout. Stacked-stone fireplace w/ gas logs, lg primary bedrm w/ full bath, WI closet, & private back deck. Side deck great for entertaining! Huge utility rm/pantry. Ample parking: 3 spots + garage. Located within 2 blocks of HK on the Bay, Buoy 44, Commonwealth Brewery. Sought after Hermitage Elementary through Cox High School. Bay living doesn’t get any better! Can accommodate quick closing.

Getting Around

12
WalkingCar-Dependent
19
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

7/10
9/10
Great Neck Middle SchoolGrades 6-83.8 mi
7/10
Frank W. Cox High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Other

Interior Area

  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 15707135250000
  • Attached to another structure: Yes
  • Zoning: R5R

Features

  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 3,084 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,3 Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$325$3,900
Property Taxes $577$6,924
Electricity $211$2,542
Total$4,728$56,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,102/yr
40% on housing$141,840/yr
45% on housing$126,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 23455$252
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23455$259
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDebbie Crevier-Kent
BrokerageCottage Street Realty LLC

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