




125 Gains Ln, Statesville, NC, 28677
About This Home
Beautifully Updated & Move-In Ready on Over Half an Acre! Welcome to 125 Gains Lane, Statesville, NC—a beautifully updated home offering modern comfort, quality improvements, and the tranquility of country living. Nestled on a generous 0.59-acre lot, this charming 2-bedroom, 1-bath home is move-in ready and ideal for first-time homebuyers, those looking to downsize, or investors seeking a turnkey property. Step inside to discover a bright and inviting interior featuring brand-new flooring throughout, creating a fresh, modern feel. Enjoy peace of mind with new energy-efficient windows that bring in abundant natural light while helping improve comfort and efficiency. A new HVAC system provides year-round comfort, making this home truly move-in ready. The functional floor plan offers comfortable living spaces, a welcoming kitchen, and cozy bedrooms designed to maximize every square foot. Outside, the expansive yard provides plenty of room for entertaining, gardening, pets, or simply relaxing and enjoying the peaceful surroundings. Conveniently located just minutes from downtown Statesville, shopping, dining, schools, and easy access to I-40 and I-77, this home offers the perfect balance of privacy and convenience. Whether you're looking for your first home, a low-maintenance retreat, or a fantastic investment opportunity, 125 Gains Lane delivers exceptional value with major updates already completed. Don't miss your chance to own this beautiful home—schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Crawl Space,Permanent
- Roof: Metal
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven,Refrigerator,Washer/Dryer
- Laundry features: Mud Room,Laundry Closet
Bathroom Full
- Level: Main
Bedroom S
- Features: Ceiling Fan(s)
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Linoleum
- Finished area below ground: 0
- Finished area above ground: 700
Flex Space
- Level: Main
Heating & Cooling
- Heating features: Electric,Heat Pump,Hot Water
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 700
- Total interior livable area: 700 sqft
Kitchen
- Level: Main
Laundry
- Features: Drop Zone
- Level: Main
Living Room
- Features: Ceiling Fan(s),Open Floorplan
- Level: Main
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Main
Property
Details
- Parcel number: 4721090072.000
- Zoning: RA
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch,Rear Porch
Lot
- Lot size: 0.59 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Iredell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $64 | $768 |
| Property Taxes | $109 | $1,308 |
| Electricity | $200 | $2,405 |
| Total | $1,207 | $14,484 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $165,000 |
| 2018-06-20 | Sold | $15,000 |
