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125 Gains Ln, Statesville, NC, 28677

2beds
1baths
700sqft
$165,000
$236price/sqft
$1,207/moest. monthly cost
$48,280/yrincome needed

About This Home

Beautifully Updated & Move-In Ready on Over Half an Acre! Welcome to 125 Gains Lane, Statesville, NC—a beautifully updated home offering modern comfort, quality improvements, and the tranquility of country living. Nestled on a generous 0.59-acre lot, this charming 2-bedroom, 1-bath home is move-in ready and ideal for first-time homebuyers, those looking to downsize, or investors seeking a turnkey property. Step inside to discover a bright and inviting interior featuring brand-new flooring throughout, creating a fresh, modern feel. Enjoy peace of mind with new energy-efficient windows that bring in abundant natural light while helping improve comfort and efficiency. A new HVAC system provides year-round comfort, making this home truly move-in ready. The functional floor plan offers comfortable living spaces, a welcoming kitchen, and cozy bedrooms designed to maximize every square foot. Outside, the expansive yard provides plenty of room for entertaining, gardening, pets, or simply relaxing and enjoying the peaceful surroundings. Conveniently located just minutes from downtown Statesville, shopping, dining, schools, and easy access to I-40 and I-77, this home offers the perfect balance of privacy and convenience. Whether you're looking for your first home, a low-maintenance retreat, or a fantastic investment opportunity, 125 Gains Lane delivers exceptional value with major updates already completed. Don't miss your chance to own this beautiful home—schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
2/10
West Iredell High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Crawl Space,Permanent
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Mud Room,Laundry Closet

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 700

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Heat Pump,Hot Water
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Kitchen

  • Level: Main

Laundry

  • Features: Drop Zone
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 4721090072.000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Rear Porch

Lot

  • Lot size: 0.59 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$64$768
Property Taxes $109$1,308
Electricity $200$2,405
Total$1,207$14,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,382/yr
40% on housing$36,210/yr
45% on housing$32,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$130
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$165,000
2018-06-20Sold$15,000

For Sale by Agent

AgentWendy Cuva
BrokerageCentury 21 Echelon

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