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3925 Ocean Cut Ln, Virginia Beach, VA, 23451

4beds
4baths
2,368sqft
$875,000
$370price/sqft
$5,730/moest. monthly cost
$229,200/yrincome needed

About This Home

Welcome to 3925 Ocean Cut Lane, located in the desirable Virginia Beach Ocean Hills community. Just three blocks from the oceanfront, this home offers the best of coastal living with easy access to the beach, popular restaurants, the historic Cavalier Hotel, grocery stores, and everyday shopping. First floor: a full garage, bedroom, laundry and utility room, with direct access to a brick patio and private yard - great for relaxing after a day at the beach. Second floor: an open-concept living room, dining area, and kitchen, along with a second bedroom and full bath. Third floor: primary suite and a fourth bedroom, each with its own private bathroom. Recent improvements: roof (approximately 5 years) and siding (approximately 1 year). Residents of Ocean Hills enjoy access to a community pool, enhancing the resort-style lifestyle. A great home for a primary residence or second/vacation home!

Getting Around

39
WalkingCar-Dependent
42
TransitSome Transit
64
BikeBikeable

Schools

9/10
7/10
7/10
Frank W. Cox High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bar,Cathedral Ceiling(s),Central Vacuum,Entrance Foyer,In-Law Floorplan
  • Window features: Window Treatments
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 2,368 sqft

Utility Room

  • Level: First

Property

Details

  • Parcel number: 24188570130000
  • Attached to another structure: Yes
  • Zoning: A18

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None,Association
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Privacy,Wood,Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 1,986 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Garage Att 1 Car,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$376$4,512
Property Taxes $702$8,424
Electricity $228$2,737
Total$5,730$68,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,457/yr
40% on housing$171,900/yr
45% on housing$152,800/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$370This listing

vs Other Active Listings

Avg $/sqft

ZIP 23451$441
Virginia Beach City$291

vs Homes Sold Last Month

Median $/sqft

ZIP 23451$402
Virginia Beach City$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMary Gentry
BrokerageBHHS RW Towne Realty

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