304 Ruddy Cres, Virginia Beach, VA, 23456
About This Home
Set on a private cul-de-sac, this inviting waterfront home offers comfort, function and beautiful views. Gorgeous established home includes two private docks and a boat ramp making it ideal for those who enjoy time on the water. Inside, the kitchen features granite countertops, upgraded stainless steel appliances and sandstone flooring opening to a light-filled layout that flows easily for everyday living. Double decks at the back of the home provide the perfect spot to relax and take in the scenery. The spacious primary suite includes an office, large walk-in closet and spa-style bath while a first-floor suite offers flexibility for guests or extended family. Thoughtful upgrades include $80K+ in solar panels, as well as three-zone heating and cooling for year-round comfort. Blending practical features with a welcoming design, this home is well suited for both full-time living and a relaxing waterfront retreat.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Pile
- Roof: Composition
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 220 V Elec,Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Ceiling Fan(s),In-Law Floorplan,Pantry
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total interior livable area: 3,227 sqft
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 24332453940000
- Zoning: R15
- Special condition: Owner Agent
Features
- Levels: Multi/Split
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Porch
- Exterior features: Inground Sprinkler,Balcony
- Has spa: Yes
- Spa features: Bath
- Fencing: Partial,Fenced
- Has view: Yes
- View description: Bay,Marsh
- Has water view: Yes
- Water view: Bay,Marsh
- On waterfront: Yes
- Waterfront features: Bay,Canal Front,Navigable Water
Lot
- Lot size: 0.37 Acres
- Features: Cul-De-Sac,Wooded
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car,Multi Car,Driveway,On Street,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,548 | $78,576 |
| Home Insurance * | $448 | $5,376 |
| Property Taxes | $1,046 | $12,552 |
| Electricity | $310 | $3,729 |
| Total | $8,352 | $100,224 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow