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707 McMullen Creek Rd, Selma, OR, 97538

3beds
2baths
1,232sqft
$459,500
$373price/sqft
$2,893/moest. monthly cost
$115,720/yrincome needed

About This Home

Private wooded setting just minutes from Lake Selmac which offer year round recreation. This well constructed Cedar home is the perfect retreat, bright and light inside with a deck to enjoy the wonders of nature. Plenty of parking with a 2 car garage and an additional 3 car covered parking area. Tucked back in the forest is a sweet little cabin for extra living and storage. The property features two seasonal creeks and a seasonal pond, with a nice mix of open and forest areas gives the property a park like feel. Established fenced garden and ample water makes for easy gardening. Traverse the established trails to the upper part of property for incredible views of surrounding mountains and Lake Selmac.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
8/10
6/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Shower/Tub Combo
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: R3273542
  • Zoning description: Rr5; Rural Res 5 Ac
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Waterfront features: Pond

Lot

  • Lot size: 6.60 Acres
  • Features: Garden,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Josephine County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,323$27,876
Home Insurance *$114$1,368
Property Taxes $280$3,360
Electricity $176$2,119
Total$2,893$34,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,188/yr
40% on housing$86,790/yr
45% on housing$77,146/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 97538$220
Josephine County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 97538$274
Josephine County$253

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$467,000
2017-04-10Sold$339,000
2016-11-17Listed for sale$339,000

For Sale by Agent

AgentJeanne Schattler
BrokerageWindermere Van Vleet Jacksonville

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