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8520 NW 139th Terrace #1602, Miami Lakes, FL, 33016

3beds
3baths
1,351sqft
$430,000
$318price/sqft
$3,110/moest. monthly cost
$124,400/yrincome needed

About This Home

Charming 3-bedroom, 3-bathroom townhome in the well-maintained Villa Vizcaya community in Miami Lakes. The inviting first-floor layout features a cozy living room, spacious kitchen, a bedroom and full bathroom, hurricane accordion shutters throughout, plus a lovely patio area. Upstairs, you will find two master suites, each with its own private bathroom. This secure, beautifully kept community offers a pool, playground, lush landscaping, and two assigned parking spaces. Upcoming upgrades include a new fence, fresh exterior paint, and a new roof. Don’t miss-out this opportunity! Call the listing agent to schedule a tour!

Getting Around

25
WalkingCar-Dependent
27
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Water Heater
  • Laundry features: Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Garden Tub/Roman Tub,High Ceilings,Main Level Primary,Multiple Primary Suites,Upper Level Primary,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: None
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,351 sqft

Property

Accessibility

  • Accessibility features: Accessibility Features

Details

  • Parcel number: 3220220491000
  • Lease amount: 0

Features

  • Entry location: First Floor Entry,Handicap Accessible,Laundry Tub,
  • Pool features: Association
  • Has view: Yes
  • View description: Other

Parking

  • Total spaces: 4
  • Parking features: Detached Carport,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$73$876
Property Taxes $666$7,992
Electricity $197$2,366
Total$3,110$37,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,628/yr
40% on housing$93,300/yr
45% on housing$82,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 33016$233
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33016$394
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$430,000
2026-04-19Price change$440,000
2026-04-07Price change$445,000
2026-03-25Price change$2,600
2026-03-24Price change$450,000
2026-03-18Price change$459,000
2026-03-09Price change$460,000
2026-03-04Listed for rent$2,900
2026-02-20Price change$475,000
2026-02-03Price change$480,000
2025-12-02Listed for sale$485,000
2025-06-10Listing removed$2,700
2025-05-04Price change$2,700
2025-04-23Listed for rent$2,800
2025-04-23Listing removed$2,800
2025-02-14Price change$2,800
2025-01-12Listed for rent$3,200
2024-12-07Listing removed$3,500
2024-11-25Listed for rent$3,500
2024-11-10Listing removed$3,200
2024-08-03Listed for rent$2,800
2014-09-25Listing removed$1,850
2014-03-22Listed for rent$1,850
2013-08-11Listing removed$1,700
2013-02-16Listed for rent$1,700
2001-11-19Sold$114,000

For Sale by Agent

AgentMaria Carmen Vergara
BrokerageCENTURY 21 Tenace Realty

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