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1418 Huggins St, Statesville, NC, 28677

2beds
1baths
958sqft
$155,000
$162price/sqft
$1,186/moest. monthly cost
$47,440/yrincome needed

About This Home

Charming 1930s 2-bedroom, 1-bath home offering immediate cash flow as a turn-key rental property. Currently tenant-occupied with strong rental history and on-time paying tenant in place—perfect for investors seeking instant income with no vacancy downtime. New metal roof and LVP flooring throughout. Excellent investment opportunity! Property is being sold AS-IS with tenant rights. Do not disturb tenant. Shown by appointment only with proof of funds/pre-approval. Call listing agent for rent roll and lease details

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
2/10
1/10
West Iredell High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range
  • Laundry features: Inside

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 958

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 958
  • Total interior livable area: 958 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4734239812.000
  • Zoning: R5M
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.16 Acres

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$60$720
Property Taxes $143$1,716
Electricity $200$2,405
Total$1,186$14,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,662/yr
40% on housing$35,580/yr
45% on housing$31,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$130
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$155,000
2025-11-22Listed for sale$140,000
2015-01-01Listing removed$24,621
2013-10-26Price change$24,621
2013-06-13Price change$27,390
2012-12-08Listed for sale$24,900
2011-03-19Listing removed$15,900
2010-12-31Listed for sale$15,900
2010-10-08Listing removed$24,900
2010-02-17Price change$24,900
2009-10-19Listed for sale$35,900
2009-09-16Listing removed$39,900
2008-11-01Listed for sale$39,900
1991-01-04Sold$12,500

For Sale by Agent

AgentCarlos Garcia
BrokerageColdwell Banker Realty

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