320 W Bingham St, Statesville, NC, 28677
About This Home
Welcome to this charming and well-loved home, perfect for first-time home buyers seeking a cozy yet versatile living space! The main level features two comfortable bedrooms with heated square footage. However, the true treasure of this home lies in the additional flex space upstairs. While the ceiling height of 6’10” just misses the 7-foot requirement to be counted as heated square footage, don't let that limit your imagination. The two extra rooms with hall closets offer limitless possibilities—whether you envision a home office, guest room, hobby area, or additional storage. This home exudes charm and has been well maintained. Conveniently located near schools, shopping, and restaurants, it provides easy access to all your essential needs. Don’t miss the chance to own a home that beautifully combines character with adaptability. Schedule your visit today and see how you can make this delightful space your own!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1941
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Oven,Gas Range
- Laundry features: Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Door features: Screen Door(s)
- Flooring: Linoleum,Wood
- Fireplace features: Living Room
- Finished area below ground: 0
- Finished area above ground: 843
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 843
- Total interior livable area: 843 sqft
Primary Bedroom
- Features: Ceiling Fan(s)
- Level: Main
- Area: 146.875
- Dimensions: 12' 6" X 11' 9"
Property
Details
- Parcel number: 4734785149.000
- Zoning: R8
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Side Porch
Lot
- Lot size: 0.23 Acres
- Features: Level
- Lot size dimensions: 67 x 151 x 67 x 151
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Iredell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $170 | $2,040 |
| Electricity | $200 | $2,405 |
| Total | $1,398 | $16,776 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $190,000 |
| 2026-03-09 | Price change | $197,000 |
| 2026-01-29 | Price change | $205,000 |
| 2025-10-27 | Price change | $210,000 |
| 2025-09-03 | Listed for sale | $215,000 |
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