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840 Shelley Lake Ln, Veradale, WA, 99037

5beds
4baths
3,845sqft
$858,000
$223price/sqft
$5,558/moest. monthly cost
$222,320/yrincome needed

About This Home

Step into an entertainer’s dream with 5 bedrooms, 4 baths, and 3,845 square feet of inviting living space. Just off the main entry, a dedicated office offers the perfect work-from-home setup, while the informal dining area flows into an open-concept kitchen featuring a smart fridge, tile backsplash, and new cabinets. Newer flooring and soft carpet add comfort throughout. Upstairs, you’ll find multiple spacious bedrooms, including a generous primary suite with patio access, a large walk-in closet, and a beautifully appointed bath. Outside, enjoy multiple views, a heated pool, pergola-covered patio, and hot tub plumbing already in place beneath the blue patio furniture. A laundry mud room off the garage and a main-floor half bath add everyday ease.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
Evergreen Middle SchoolGrades 6-81.3 mi
7/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Low Wall
  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Indoor Grill,Dishwasher,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Number of fireplaces: 1

First Floor

  • Level: First
  • Area: 1255

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,845
  • Total interior livable area: 3,845 sqft

Other

  • Level: Second
  • Area: 1355

Property

Details

  • Parcel number: 45243.2708

Features

  • Levels: Two
  • Stories: 1
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: City,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Sec Lot

Lot

  • Lot size: 8,276 sqft
  • Features: Views,Sprinkler - Automatic,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Off Site,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,338$52,056
Home Insurance *$228$2,736
Property Taxes $729$8,748
Electricity $263$3,156
Total$5,558$66,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,560/yr
40% on housing$166,740/yr
45% on housing$148,213/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 99037$215
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99037$202
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$859,000
2018-11-13Sold$430,000
2018-09-25Listed for sale$399,900
2003-11-03Sold$246,152
2003-05-08Sold$39,479

For Sale by Agent

AgentMatthew Brunner
BrokerageREAL Broker LLC

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