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10004 Shirley Ct, Hagerstown, MD, 21740

4beds
4baths
3,178sqft
$489,000
$154price/sqft
$3,482/moest. monthly cost
$139,280/yrincome needed

About This Home

Getting Around

10
WalkingCar-Dependent
9
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2003

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Refrigerator,Stainless Steel Appliance(s),Cooktop,Water Heater
  • Laundry features: Main Level

Basement

  • Area: 800

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Interior Entry,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Attic,Cedar Closet(s),Ceiling Fan(s),Chair Railings,Crown Molding,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Walk-In Closet(s),Bar
  • Window features: Window Treatments
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,378

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,178
  • Total interior livable area: 3,178 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2210052440
  • Zoning: RT-PU
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$186$2,232
Property Taxes $420$5,040
Electricity $404$4,858
Total$3,482$41,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,382/yr
40% on housing$104,460/yr
45% on housing$92,853/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 21740$128
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21740$180
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-12-01Sold$373,410
2020-11-02Pending sale$369,900
2020-10-27Listed for sale$369,900
2017-02-01Sold$206,164
2016-10-02Listing removed$224,700
2016-09-16Price change$224,700
2016-08-30Listed for sale$227,900
2015-05-20Listing removed$221,540
2015-05-14Listed for sale$221,540
2012-12-04Listing removed$234,900
2012-05-18Pending sale$234,900
2012-04-22Price change$234,900
2012-04-14Price change$244,900
2012-03-30Price change$252,500
2012-03-16Listed for sale$259,900
2003-10-14Sold$236,999

Coming Soon

AgentElizabeth Williams
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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