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122 S Yadkin River Rd, Statesville, NC, 28625

2beds
1baths
1,021sqft
$250,000
$245price/sqft
$1,687/moest. monthly cost
$67,480/yrincome needed

About This Home

2025 CONSTRUCTION ON OVER HALF AN ACRE — MOVE-IN READY! Welcome home to this beautiful 2025-built home offering the ease of newer construction with the space and privacy of a generous 0.52-acre lot. Designed with comfort and modern living in mind, this inviting home features an open-concept floor plan that makes everyday living and entertaining feel effortless. The bright, stylish kitchen is a standout with granite countertops, a tile backsplash, and stainless-steel appliances. The open layout creates a natural connection between the kitchen and living spaces, making it easy to stay connected with family and guests. With 2 bedrooms and 1 full bath, this home is an excellent option for first-time buyers, downsizers, or anyone looking for a low-maintenance newer home with room to enjoy the outdoors. Step outside and enjoy the generous lot, offering plenty of space for outdoor living, gardening, pets, or simply relaxing and enjoying your own private space. Why wait for a home that needs updating when you can own a newer home with modern finishes, a spacious lot, and the peace of mind that comes with new construction? Conveniently located in Statesville, this home offers the opportunity to enjoy a newer home without giving up the benefits of having land. Schedule your private showing today and come see the possibilities for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-53.5 mi
3/10
6/10
North Iredell High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Oven,Refrigerator,Refrigerator with Ice Maker
  • Laundry features: Laundry Room

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Features: Ceiling Fan(s),Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Features

  • Attic Other
  • Flooring: Carpet,Vinyl
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,021

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 1,021
  • Total interior livable area: 1,021 sqft

Kitchen

  • Features: Cathedral Ceiling(s),Kitchen Island,Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Laundry

  • Features: Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Property

Details

  • Parcel number: 4738580814.000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch,Side Porch
  • Exterior features: Fire Pit
  • Waterfront features: None

Lot

  • Lot size: 0.52 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$100$1,200
Property Taxes $123$1,476
Electricity $200$2,405
Total$1,687$20,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,840/yr
40% on housing$50,610/yr
45% on housing$44,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 28625$165
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28625$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$239,900
2026-07-27Price change$250,000
2026-07-20Price change$255,000
2026-07-06Price change$260,000
2026-06-28Listed for sale$265,000
2025-03-03Sold$225,000
2024-10-23Sold$27,000
2023-11-02Listed for sale$29,900
2023-11-01Listing removed--
2023-06-22Listing removed$16,000
2023-06-14Listed for sale$16,000
2021-12-08Listing removed--
2021-10-07Listed for sale$15,000
2019-09-25Listing removed$15,000
2018-05-08Listed for sale$15,000

For Sale by Agent

AgentAnita Payne
BrokerageLake Norman Realty, Inc.

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