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155 Duck Creek Rd, Troutman, NC, 28166

4beds
4baths
2,612sqft
$535,000
$205price/sqft
$3,421/moest. monthly cost
$136,840/yrincome needed

About This Home

Subdividable land or better yet Mini-Farm ALERT! Welcome to 155 Duck Creek Rd in the charming and up-and-coming Troutman, NC, just 1.5 miles off I-77 and close to all the conveniences of town. This all-brick home boasts a great floor plan with impressive 7 ft doors throughout. It offers 4 bedrooms and 2 full baths, 2 half baths, plus a flex room on the main level that could serve as additional bedrooms if needed. The full basement includes a shower and sink, making it perfect for a workshop, hobby space, or ample storage, and it could even be finished into extra living space. The oversized 2-car garage provides plenty of storage and workspace as well. While the home could use some updates—unless you prefer the vintage style—the sellers have priced accordingly due to recently having it appraised for well over asking price. Two fireplaces—one in the spacious living room and another in the basement!Sitting on 5.88 mostly flat, usable acres with over 330 ft of road frontage and RA zoning, this property offers numerous possibilities, from subdivision to farming. Home is semi-handicap accessible with chair lift on steps, grab bars, and oversized doors ways.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-82.7 mi
5/10
South Iredell High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Bath/Stubbed,Exterior Entry,Interior Entry,Storage Space,Unfinished,Walk-Out Access,Walk-Up Access

Bathroom Half

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Features: See Remarks
  • Level: Main

Features

  • Pantry,Storage
  • Fireplace features: Living Room,Other - See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 2,612

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,612
  • Total interior livable area: 2,612 sqft

Laundry

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,See Remarks
  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Bath 60 Inch Turning Radius,Bath Grab Bars,Entry Slope less than 1 foot,Mobility Friendly Flooring,Stair Lift

Details

  • Parcel number: 4742377926.000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 5.88 Acres
  • Features: Level
  • Lot size dimensions: 332 x 543 x 300 x 550

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$195$2,340
Property Taxes $278$3,336
Electricity $243$2,919
Total$3,421$41,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,291/yr
40% on housing$102,630/yr
45% on housing$91,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$250
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$515,000
2026-07-02Listed for sale$535,000

For Sale by Agent

AgentAmanda Coleman
BrokerageTarheel Realty II

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