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503 E Broad St, Statesville, NC, 28677

4beds
2baths
2,082sqft
$265,000
$127price/sqft
$1,871/moest. monthly cost
$74,840/yrincome needed

About This Home

Step into timeless charm at 503 E. Broad Street, a beautifully maintained home offering 4 bedrooms and 2 full baths in the heart of Statesville. This classic residence blends character with thoughtful updates, featuring spacious rooms, original hardwood floors, high ceilings, a cozy fireplace, and inviting living spaces filled with warmth and personality. The flexible fourth bedroom includes a private entrance, making it ideal for a home office, guest space, studio, or additional living area. Enjoy the charm of an inviting covered porch and a location convenient to downtown Statesville, local amenities, and major travel routes. With its classic character, flexible layout, and welcoming feel, this home offers a wonderful opportunity for buyers seeking comfort and charm in an established Statesville setting. Home warranty included. Motivated Seller. Bring all offers.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
1/10
2/10
Statesville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,082

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,082
  • Total interior livable area: 2,082 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 4744263810.000
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.18 Acres
  • Lot size dimensions: 7841 SF

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$103$1,236
Property Taxes $229$2,748
Electricity $200$2,405
Total$1,871$22,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,148/yr
40% on housing$56,130/yr
45% on housing$49,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$130
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$255,000
2026-07-27Price change$265,000
2026-07-03Price change$270,000
2026-05-22Price change$285,000
2026-05-15Listed for sale$299,000
2023-02-14Listing removed--
2023-01-28Listed for rent$1,850
2021-03-24Listing removed--
2017-10-18Listing removed$1,250
2017-10-10Listed for rent$1,250
2017-02-10Listing removed$1,000
2017-02-07Listed for rent$1,000
2010-01-08Sold$85,000
2009-09-02Listing removed$122,900
2009-05-13Price change$122,900
2009-02-13Price change$124,900
2008-12-07Listed for sale$129,900
2007-01-05Sold$84,170
2002-08-13Sold$102,000

For Sale by Agent

AgentBridget Phifer
BrokerageFathom Realty NC LLC

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