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1248 Colonial Park Dr, Severn, MD, 21144

5beds
4baths
4,843sqft
$850,000
$176price/sqft
$5,971/moest. monthly cost
$238,840/yrincome needed

About This Home

***Price reduced, this is your chance***Fall in love with this beautifully maintained home offering 5 spacious bedrooms, 3.5 bathrooms, and a layout designed for comfortable everyday living and effortless entertaining. A charming front porch welcomes you inside to an impressive two-story foyer featuring gleaming hardwood floors and remote-controlled blinds that add both style and convenience. The thoughtfully designed floor plan showcases a dual staircase, spacious formal living spaces, and a sun-drenched sunroom that fills the home with natural light. At the heart of the home, the updated kitchen is equipped with stainless steel appliances, including a refrigerator, dishwasher, a new microwave (2024), and a new electric cooktop (2024), providing the perfect space for preparing meals and gathering with family and friends. Upstairs, you'll find four generously sized bedrooms and two full bathrooms, including a spacious owner's suite designed for relaxation. A convenient powder room is located on the main level for guests. The fully finished lower level offers exceptional flexibility with a large recreation room complete with a wet bar, a fifth bedroom, and a full bathroom—ideal for overnight guests, multigenerational living, a home office, or the ultimate entertainment space. This home has been thoughtfully updated with today's modern conveniences, including a new LG energy-efficient smart washer and dryer (2025), smart garage door openers (2025), and dimmable smart recessed lighting in the living room and upstairs bedrooms, all featuring integrated nightlight functionality. Fully paid-off solar panels provide valuable long-term energy savingsStep outside to your own private backyard retreat. Enjoy endless summers and cool autumn evenings on the weather-resistant vinyl wood deck with a remote-controlled retractable awning, perfect for outdoor dining or relaxing in the shade. The backyard also features a hot tub, fire pit, and playground, creating an inviting space for entertaining or unwinding. Backing directly to protected forest conservation land, you'll appreciate the added privacy and peaceful natural setting. This is an entertainer's paradise. Combining timeless curb appeal, thoughtful upgrades, energy-efficient features, versatile living spaces, and an unbeatable setting, this move-in ready home truly offers the perfect place to call home.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

8/10
4/10
Old Mill Middle NorthGrades 6-82.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other
  • Construction materials: Combination

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1615

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,615
  • Finished area above ground: 3,228

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,843
  • Total interior livable area: 4,843 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020415590215131
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$229$2,748
Property Taxes $827$9,924
Electricity $617$7,404
Total$5,971$71,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,720/yr
40% on housing$179,130/yr
45% on housing$159,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$196
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$825,000
2026-08-03Listed for sale$850,000
2024-03-15Sold$750,000
2024-02-21Contingent$750,000
2024-02-15Listed for sale$750,000
2017-03-06Sold$509,000
2016-11-30Pending sale$509,000
2016-11-08Listed for sale$509,000
2004-07-20Sold$431,167

For Sale by Agent

AgentWemmy Collins
BrokerageRedfin Corp

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