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110 E Smith Cove Way, Shelton, WA, 98584

3beds
5baths
5,773sqft
$2,360,000
$409price/sqft
$14,744/moest. monthly cost
$589,760/yrincome needed

About This Home

Cape Cod style home w/ 94' of saltwater frontage with full 180 degree views of Puget Sound's Case Inlet; Nisqually Passage; Heron Island; Mt. Rainier and Olympic Mountains all in one. Main home w/ MAIN LEVEL primary suite; great room w/ open kitchen and well thought out floor plan; including a full length charming covered porch overlooking the grounds; fruit trees and your sandy beach-perfect for clamming, watching whales & wildlife . Upstairs--2 more bedrooms and tons of storage. Well designed semi-detached GUEST HOUSE w/ 3 rooms; great room and open SECOND KITCHEN. Value adds; MOOORING BOUY, Hot Tub, A/C, newer roof, paint, septic pump and heat pump. Additional Parcels Available. Possible OWNER FINANCING & GREAT AIR BNB Opportunity

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Pioneer Elementary SchoolGrades PK-58.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2000

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete,Cement Planked,Wood Siding,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 3
  • Main level bathrooms: 4
  • Main level bedrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Vinyl,Carpet
  • Number of fireplaces: 4
  • Fireplace features: Gas,Main Level: 4,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,See Remarks,Electric,Propane,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 5,773
  • Total interior livable area: 5,773 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Rec Room

  • Level: Main

Property

Details

  • Parcel number: 120195000022
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Second Kitchen,Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Fireplace (Primary Bedroom),French Doors,Hot Tub/Spa,Jetted Tub,Pantry,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Wired for Generator
  • Has spa: Yes
  • Spa features: Indoor,Bath
  • Has view: Yes
  • View description: Sound,Territorial
  • Has water view: Yes
  • Water view: Sound
  • On waterfront: Yes
  • Waterfront features: Low Bank,Bulkhead,No Bank,Saltwater,Sound
  • Frontage length: Waterfront Ft: 124
  • Topography of land: Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 1.64 Acres
  • Features: Cul-De-Sac,Dead End Street,Paved,Secluded,Deck,Hot Tub/Spa,Moorage,Propane,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,933$143,196
Home Insurance *$767$9,204
Property Taxes $1,650$19,800
Electricity $394$4,738
Total$14,744$176,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$505,508/yr
40% on housing$442,320/yr
45% on housing$393,173/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$240
Mason County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-03-26Listed for sale$2,360,000
2022-04-13Sold$2,000,000
2022-03-26Pending sale$1,999,900
2022-03-21Price change$1,999,900
2021-10-19Listed for sale$2,500,000
1999-02-16Sold$400,000

For Sale by Agent

AgentMichael Morrison, Morrison House Sotheby's Intl
BrokerageMorrison House Sotheby's Intl

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