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201 E Cutty Sark Drive, Shelton, WA, 98584

3beds
2baths
1,350sqft
$469,950
$348price/sqft
$2,991/moest. monthly cost
$119,640/yrincome needed

About This Home

Escape to your own slice of PNW paradise at Hartstene Pointe, a private, gated waterfront community on the shores of South Puget Sound. This NW Contemporary "island home" retreat captures the essence of seaside living with soaring tongue-and-groove vaulted ceilings, banks of windows, and a loft-like open primary suite that feels anything but ordinary. At 1,350 sq ft across two thoughtfully designed levels, the home is warm, airy, and move-in ready. Featuring a cozy fireplace, newer flooring, refreshed interior paint, updated electrical panel, electrical trim, lighting, windows/window coverings and efficient mini-split heating and cooling. Step onto the expansive water-view deck with built-in bench seating and let the forested, sound-view setting do the rest. A trail from the property connects directly to the community beach and a network of miles of wooded trails. Incredible amenities: private beach, boat launch, tennis, pickleball, clubhouse, park, playground, pool, hot tub, fitness center, picnic areas, beachfront firepits ... Whether you're casting off from shore, rallying on the court, observing resident wildlife, stargazing or simply breathing in the salt air, discover the idyllic lifestyle you've been searching for. Just 1–2 hours from the Seattle/Tacoma metro, an ideal second home, vacation retreat, or full-time sanctuary. Short-term rentals allowed (buyer to verify). Three bedrooms, 1.75 baths. Very well maintained. Pacific Northwest living at its most genuine.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Pioneer Elementary SchoolGrades PK-56.9 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Under Stairs

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: See Remarks,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Stove/Free Standing,Electric,Propane,See Remarks
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen Without Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 121195500011
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Partial,Sound,Territorial
  • Has water view: Yes
  • Water view: Sound

Lot

  • Lot size: 1,742 sqft
  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$152$1,824
Property Taxes $314$3,768
Electricity $149$1,793
Total$2,991$35,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,548/yr
40% on housing$89,730/yr
45% on housing$79,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$244
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$475,000
2021-07-29Sold$405,000
2017-06-16Sold$158,470
2017-05-11Pending sale$165,000
2017-04-08Listed for sale$165,000
2003-04-17Sold$79,000

For Sale by Agent

AgentBradford W. Davis
BrokerageKW Greater Seattle

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