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3410 E State Route 302, Belfair, WA, 98528

5beds
4baths
3,300sqft
$999,000
$303price/sqft
$6,515/moest. monthly cost
$260,600/yrincome needed

About This Home

Low Bank Waterfront Home on North Bay with Westerly Olympic View Exposure - 102' of No Bank Beach! Approximately 60 % remodeled and waiting for YOUR Floorplan to be implemented by YOUR Contractor - Bring your Contractor to take a look at the possibilities. Upper of Main House is fully remodeled with 3 BR's and a 3/4 Bath. Seperate large 1 BR Vacation Rental wing has been fully rehabed. Live in while finishing off the Living Room, Kitchen, and Master Suite - and use as a Guest Suite and Vacation Rental in the future - HUGE plus! Ductless heat pump and hard wired backup generator. Multiple decks, hot tub with solarium and storage shed. Gorgeous spacious lot and beach loaded with Shellfish!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Belfair Elementary SchoolGrades PK-53.6 mi
4/10
Hawkins Middle SchoolGrades 6-82.3 mi
2/10

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1959

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Refrigerator(s)

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Stone,Vinyl Plank
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning,Main Level: 3,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Ductless,Fireplace Insert,Electric,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 122212100171
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Ceiling Fan(s),Fireplace,Hot Tub/Spa,Solarium/Atrium,Vaulted Ceiling(s),Wired for Generator
  • Has spa: Yes
  • Spa features: Indoor
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Low Bank
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.54 Acres
  • Features: Paved,Cable TV,Deck,Dog Run,Fenced-Fully,High Speed Internet,Hot Tub/Spa,Propane

Parking

  • Total spaces: 8
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$346$4,152
Property Taxes $893$10,716
Electricity $225$2,708
Total$6,515$78,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,371/yr
40% on housing$195,450/yr
45% on housing$173,733/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 98528$216
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98528$315
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$595,000
2017-06-23Sold$420,000
2017-06-05Pending sale$419,000
2017-05-27Listed for sale$419,000
2017-05-19Pending sale$419,000
2017-05-15Price change$419,000
2017-02-22Price change$439,000
2016-09-30Price change$449,500
2016-08-05Listed for sale$469,000

For Sale by Agent

AgentThomas R. Wolter
BrokerageRE/MAX Integrity

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