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91 E Franjo Beach Drive, Shelton, WA, 98584

2beds
3baths
2,500sqft
$899,990
$360price/sqft
$5,622/moest. monthly cost
$224,880/yrincome needed

About This Home

Improved price! Experience waterfront living on Pickering Passage, with sweeping views of Squaxin and Harstine Islands from this beautifully updated low bank South Puget Sound home. Watch seals and orcas swim by, kayak from your own shoreline, and gather clams on your private beach. This well maintained retreat offers 2 bedrooms, 2.5 baths, and large flex rooms, providing abundant space for guests, hobbies, work, or play. Recent updates include new flooring throughout, quartz countertops, a tile kitchen backsplash, newer appliances, fresh interior paint, and updated lighting and plumbing fixtures. Expansive picture windows, vaulted ceilings, and skylights fill the home with natural light and frame the stunning water views. Set on nearly three quarters of an acre, the property features a spacious entertaining deck, newly added landscaping, a fire pit, and plenty of lawn for gatherings. Enjoy front row views of marine life, ever changing tides, and sunsets. Conveniently located 15 minutes to Allyn, 20 minutes to Shelton, 40 minutes to Olympia, and under two hours from Seattle. You’ll enjoy both peaceful seclusion and accessible amenities with nearby restaurants, a market, bakery, and coffee shop. Discover the best of South Puget Sound waterfront living. Welcome home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Pioneer Elementary SchoolGrades PK-53.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Other

  • Level: Lower

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 220165001007
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Jetted Tub,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Spa features: Bath
  • Has view: Yes
  • View description: Bay,Sea,See Remarks,Sound,Strait,Territorial
  • Has water view: Yes
  • Water view: Bay,Sound,Strait
  • On waterfront: Yes
  • Waterfront features: Low Bank,Bulkhead,Saltwater,Sound,Strait
  • Frontage length: Waterfront Ft: 64
  • Topography of land: Level,Partial Slope,Sloped,Terraces
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.73 Acres
  • Features: Dead End Street,Paved,Cable TV,Deck,Fenced-Partially,High Speed Internet,Outdoor Fireplace,Propane,Shop

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$292$3,504
Property Taxes $609$7,308
Electricity $171$2,052
Total$5,622$67,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,754/yr
40% on housing$168,660/yr
45% on housing$149,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$241
Mason County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$949,000
2026-03-05Listed for sale$985,000
2020-12-30Sold$615,000
2018-08-30Sold$475,000
2018-07-31Pending sale$499,000
2018-07-25Listed for sale$499,000
2014-03-03Sold$347,500
2014-01-19Pending sale$370,000
2013-08-17Listed for sale$370,000

For Sale by Agent

AgentKirk Lent
BrokerageWindermere Prof Partners

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