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222 S 10th Street, Shelton, WA, 98584

4beds
2baths
2,300sqft
$445,000
$193price/sqft
$2,999/moest. monthly cost
$119,960/yrincome needed

About This Home

VA ASSUMABLE at 2.75% | Pre-Appraised | Massive Lot | No HOA | AIR CONDITIONED! Step into this charming storybook two-story farmhouse, situated on a rare, expansive lot. This home conveys with two additional parcels (Tax #32019-52-17003 & #32019-52-17002), creating a large, level, fully fenced backyard with a generous sized deck and plenty of room for RV parking. Mature fruit trees convey and include apple, pear, cherry, and plum-cherry! Inside, warm engineered hardwood floors flow throughout the open-concept main level, leading into a beautifully remodeled kitchen featuring shaker-style cabinetry, butcher block-style counters, stainless steel appliances, a gas range, and a spacious double-basin sink. The main floor bathroom is updated with a jetted tub and subway tile flooring. Step outside on your own private deck from the master bedroom, overseeing the expansive deep tree-lined backyard. A bright, vaulted bonus loft with rustic barn doors and built-in storage provides flexible space for a fourth bedroom, office, or studio, while the large utility/pantry room keeps everything organized. This is a rare combination of timeless charm, modern updates, and exceptional land — all with no HOA, in the heart of Shelton; walking distance to schools; minutes from commerce; popular commute to JBLM. (Appraisal available upon request)

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
2/10
Shelton High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Cement/Concrete,Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Laminate,Carpet

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 320195217005
  • Zoning: NR
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Skylight(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 0.60 Acres
  • Features: Corner Lot,Dead End Street,Secluded,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Heat Wave
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$144$1,728
Property Taxes $448$5,376
Electricity $157$1,887
Total$2,999$35,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,822/yr
40% on housing$89,970/yr
45% on housing$79,973/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$244
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$445,000
2026-06-23Price change$450,000
2026-06-16Price change$485,000
2026-06-11Listed for sale$495,000
2018-12-17Sold$255,000
2018-11-02Pending sale$249,900
2018-10-27Price change$249,900
2018-08-30Price change$264,900
2018-07-27Price change$279,900
2018-07-13Price change$284,900
2018-06-21Price change$289,900
2018-05-28Listed for sale$304,900
2017-01-31Sold$68,299
2016-11-13Price change$70,000
2016-10-13Listed for sale$80,000
2016-08-17Listing removed$65,000
2016-08-02Price change$65,000
2016-06-15Price change$72,000
2016-04-22Listed for sale$80,000
2005-06-30Sold$158,000

For Sale by Agent

AgentDavid Brian Wahlers
BrokerageCENTURY 21 North Homes Realty

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