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813 S 10th Street, Shelton, WA, 98584

5beds
4baths
2,637sqft
$695,000
$264price/sqft
$4,463/moest. monthly cost
$178,520/yrincome needed

About This Home

Check out this investment gem! Featuring a 1581 sq ft 3-bedroom, 2.5-bath main home, a 1056 sq ft 2-bedroom, 1-bath unit above a detached garage, and a cozy shed, this property offers fantastic income potential. Built by a trusted local contractor, it boasts functional layouts, plenty of storage and light, solid surface counters, and quality cabinets and finishes. Perfectly situated on a corner lot, it’s just minutes from shopping, hospitals, and public transport.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Shelton High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet
  • Fireplace features: Electric

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,637 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 320195507013
  • Zoning: City
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Sloped
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Paved,Deck,Fenced-Partially,High Speed Internet,Outbuildings,RV Parking

Parking

  • Total spaces: 10
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 4
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$226$2,712
Property Taxes $543$6,516
Electricity $180$2,164
Total$4,463$53,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,017/yr
40% on housing$133,890/yr
45% on housing$119,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$243
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$695,000
2016-10-13Sold$12,000
2016-06-02Listed for sale$14,000

For Sale by Agent

AgentAbner Guzman
BrokerageAlder Creek Real Estate LLC

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