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411 E Orchard Lane, Shelton, WA, 98584

5beds
4baths
2,718sqft
$870,000
$320price/sqft
$5,415/moest. monthly cost
$216,600/yrincome needed

About This Home

Properties this remarkable don't come along often. This one-of-a-kind waterfront property on nearly two acres has 300 feet of Oakland Bay waterfront and included tidelands. Tucked away at the end of a quiet dead-end street, this peaceful setting is designed to take full advantage of the spectacular views. The main home features an expansive wall of windows and French doors opening to a spacious deck overlooking the bay. Three bedrooms and a full bath are on the main level, while the daylight walkout basement offers abundant storage, a 3/4 bath, utility room, and convenient access after enjoying the beach. A detached building is fully plumbed, powered, and heated and is ready for your vision, with much of the costly infrastructure already in place. A second heated outbuilding provides additional flexible space, and a detached garage adds even more storage. The multiple buildings create exceptional flexibility, allowing everyone to spread out while still enjoying the property together. Beautiful terraced landscaping, fruit trees, and a recently upgraded septic system complete the package. Although located in the Shorecrest area, this property is not a member of the Shorecrest HOA. The included tidelands offer abundant native clams, and oysters thrive when seeded. The possibilities here are amazing, so come see this one today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Pioneer Elementary SchoolGrades PK-54.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Daylight,Partially Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Door features: French Doors
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,042
  • Total interior livable area: 2,718 sqft

Kitchen With Eating Space

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 320215201030
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Fireplace,French Doors
  • On waterfront: Yes
  • Waterfront features: Bayfront,Bulkhead,No Bank,Saltwater
  • Frontage length: Waterfront Ft: 300

Lot

  • Lot size: 1.96 Acres
  • Features: Dead End Street,Secluded,Deck,Outbuildings,Propane

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,399$52,788
Home Insurance *$282$3,384
Property Taxes $549$6,588
Electricity $185$2,230
Total$5,415$64,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,657/yr
40% on housing$162,450/yr
45% on housing$144,400/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$241
Mason County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$870,000
2010-01-28Sold$403,325
2008-02-14Listing removed$546,000
2008-02-02Listed for sale$546,000
2005-03-15Sold$440,000

For Sale by Agent

AgentMichelle Himlie
BrokerageWindermere RE/Himlie

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