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210 E Panorama Drive, Shelton, WA, 98584

2beds
2baths
1,650sqft
$499,950
$303price/sqft
$3,280/moest. monthly cost
$131,200/yrincome needed

About This Home

Perched above Oakland Bay, this beautifully remodeled 2-bedroom, 2-bath home captures sweeping water views and a peaceful Pacific Northwest setting. Thoughtful updates throughout include refreshed kitchen countertops and cabinetry, LVT flooring, new carpet, ductless heating and cooling, remodeled bathrooms, and a durable metal roof. The spacious upper-level primary suite offers a relaxing retreat, while the lower level features a generous family room with flexibility for hobbies, media, or gathering space. Large windows invite natural light and showcase the surrounding scenery. Outside, enjoy a sizeable yard, entertaining deck, and the calming backdrop of the bay. Community amenities include access to a shared boat dock and beach area just minutes away, seasonal pool, garden area, and playground. Conveniently located about 20 minutes from downtown Shelton, 50 minutes from Olympia and Bremerton, and within easy reach of Ocean Shores, Capitol Forest mountain biking trails, and Lake Cushman. A wonderful opportunity to enjoy updated comfort, outdoor recreation, and memorable water views in one inviting property. Mortgage savings may be available for buyers of this listing.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Pioneer Elementary SchoolGrades PK-54.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 320215601016
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Walk-In Closet(s)
  • Has view: Yes
  • View description: Bay,Mountain(s),Territorial
  • Has water view: Yes
  • Water view: Bay
  • Topography of land: Level,Sloped
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,712 sqft
  • Features: Paved,Deck,Fenced-Partially,High Speed Internet,Outbuildings,Patio

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$162$1,944
Property Taxes $441$5,292
Electricity $149$1,793
Total$3,280$39,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,457/yr
40% on housing$98,400/yr
45% on housing$87,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 98584$243
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98584$292
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$499,950
2026-05-15Listed for sale$520,000
2022-01-21Sold$463,000
2021-12-21Pending sale$474,000
2021-11-26Price change$474,000
2021-11-04Listed for sale$499,000

For Sale by Agent

AgentSheryl Wingate
BrokerageRedfin

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