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870 N Colony Surf Drive, Lilliwaup, WA, 98555

1beds
1baths
672sqft
$279,000
$415price/sqft
$1,851/moest. monthly cost
$74,040/yrincome needed

About This Home

Private retreat with multiple RV hookups! Tucked into a peaceful hillside surrounded by towering evergreens, this charming Hood Canal cabin offers the perfect blend of privacy, outdoor living, and recreation. Whether you're looking for a full-time home or the ultimate weekend getaway, you'll love the secluded setting and inviting spaces designed for relaxing and entertaining. Gather on the covered deck, unwind around the covered fire pit, and host friends with multiple RV hookups and plenty of room for guests to camp right on the property. Inside, you'll find a cozy open living area centered around a wood stove, a functional kitchen, one bedroom, and one bath. Just around the corner, enjoy Colony Surf's clubhouse, swimming pool, sports courts, playground, and private lake with a swim dock and waterfront recreation area. Ownership also includes exclusive access to Colony Surf's private Hood Canal waterfront with beach, boat launch, and tideland rights just minutes away—perfect for boating, kayaking, fishing, shellfish harvesting, or simply taking in breathtaking sunsets. Whether you're seeking peaceful weekends, unforgettable gatherings with friends, or everyday life surrounded by nature, this is the kind of place you'll look forward to coming home to.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Good
  • Year built: 1986

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Hall Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Wall Furnace,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 323095109022
  • Zoning: RR5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Brush,Garden Space

Lot

  • Lot size: 8,712 sqft
  • Features: Paved,Cabana/Gazebo,Cable TV,Deck,Fenced-Partially,High Speed Internet,Outbuildings,Patio,RV Parking

Parking

  • Parking features: Driveway,Off Street,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$61$732
Property Taxes $231$2,772
Electricity $149$1,793
Total$1,851$22,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,462/yr
40% on housing$55,530/yr
45% on housing$49,360/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 98555$174
Mason County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98555$281
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$279,000
2021-03-24Listing removed--
2017-12-16Listing removed$45,000
2017-09-18Pending sale$45,000
2017-08-02Listed for sale$45,000
1998-11-25Sold$45,000

For Sale by Agent

AgentMatthew Clark
BrokerageM4 Real Estate Group

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