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400 N Finch Creek Road, Hoodsport, WA, 98548

1beds
1baths
1,432sqft
$425,000
$297price/sqft
$2,665/moest. monthly cost
$106,600/yrincome needed

About This Home

Looking for a fantastic retreat… this is it! Tucked in the heart of Hoodsport, this charming 1955 craftsman-style home offers the perfect blend of character, comfort, and natural beauty. Enjoy the soothing sound of a babbling brook with creek views and direct access—ideal for fishing, relaxing, or simply unwinding in your own private slice of the Pacific Northwest. Inside, you’ll find original parquet wood floors, double-paned windows, and a cozy layout that feels instantly welcoming. The home comes furnished, with most décor and furnishings included, making it an effortless move-in or turnkey getaway. A spacious shop with storage and a studio loft above provides endless possibilities—guest space, creative studio, or bonus sleeping area. Outside, gather around the wood fire pit with custom wrought-iron surround, perfectly situated beneath a large canopy for year-round enjoyment. Located on a level lot with quick access to downtown Hoodsport, this is the retreat you’ve been waiting for.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1955

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1997

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric`,Water Heater Location: Entryway closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Hardwood,Vinyl,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,432
  • Total interior livable area: 1,432 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 422114400380
  • Zoning: RR2.5
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: None,Wired for Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Water Heater,Wired for Generator
  • Has view: Yes
  • View description: See Remarks,Territorial
  • On waterfront: Yes
  • Waterfront features: Low Bank,Creek
  • Topography of land: Level
  • Residential vegetation: Brush,Fruit Trees,Garden Space

Lot

  • Lot size: 0.35 Acres
  • Features: Open Lot,Paved,Outbuildings,RV Parking,Shop
  • Lot size dimensions: 138 x 147 x 137 x 137

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$158$1,896
Property Taxes $209$2,508
Electricity $149$1,793
Total$2,665$31,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,371/yr
40% on housing$79,950/yr
45% on housing$71,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 98548$135
Mason County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 98548$278
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$425,000
2005-05-24Sold$135,000

For Sale by Agent

AgentChristel EM Osterstrom
BrokerageBCR LLC

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