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3444 W Matlock-Brady Road, Elma, WA, 98541

1beds
1baths
1,248sqft
$333,000
$267price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

As-is investment property! Stunning territorial views in a peaceful setting with almost nine acres in the countryside with mature apple trees, beautiful old maple trees, and a seasonal creek running through the property every winter. Stunning territorial views in a peaceful quiet setting. Located just down the road from the local school less than a half mile away. The house was built in 1926 and has not been lived in for years so please enter at your own risk, please use caution. Newer septic system and well pump as well as electricity are all connected to the old home.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Mary M. Knight SchoolGrades PK-120.6 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Flat
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1926

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Features

  • Flooring: Carpet

Heating & Cooling

  • Heating features: None,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 620281390001
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Equestrian
  • Residential vegetation: Brush,Garden Space,Pasture

Lot

  • Lot size: 8.62 Acres
  • Features: Open Lot,Value In Land

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Mason County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,683$20,196
Home Insurance *$105$1,260
Property Taxes $260$3,120
Electricity $149$1,793
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 98541$186
Mason County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 98541$249
Mason County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$333,000

For Sale by Agent

AgentAngela Bearden
BrokerageBeyond Real Estate

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