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621 Vine St, Los Banos, CA, 93635

4beds
2baths
1,955sqft
$444,995
$228price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Welcome to 621 Vine St, a charming residence nestled in the heart of the vibrant city of Los Baos, California. With its ideal location and welcoming neighborhood, this home offers more than just walls and rooms it's waiting for you to make it home. Los Baos is known for maintaining a friendly, small-town atmosphere while enjoying significant growth

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
5/10
Pacheco High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other

Features

  • Flooring: Carpet,Linoleum,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,955 sqft

Kitchen

  • Features: Pantry Closet,Tile Counters

Property

Details

  • Parcel number: 082616004000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,998 sqft
  • Features: Shape Regular,Street Lights

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Drought
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$114$1,368
Property Taxes $480$5,760
Electricity $419$5,030
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Price change$459,999
2025-11-05Listed for sale$480,000
2008-12-09Sold$130,000
2008-10-26Price change$126,273
2008-10-18Listed for sale$132,919
2008-08-16Listing removed$132,919
2008-08-02Listed for sale$132,919
2008-07-16Sold$179,860
2005-02-10Sold$369,000
2003-06-24Sold$245,000

For Sale by Agent

AgentAldair Lima Partida
BrokeragePMZ Real Estate

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