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24 Starboard Road, Lopez Island, WA, 98261

3beds
1baths
1,010sqft
$850,000
$842price/sqft
$5,080/moest. monthly cost
$203,200/yrincome needed

About This Home

Take in sweeping 180-degree views of MacKaye Harbor from this medium-bank home with easy beach access. Look across the harbor at the Olympic mountains, Cattle Point Lighthouse on San Juan Island and the lights of Victoria B.C. in the distance. A rare find, this home hasn't been on the market in over sixty-five years and comes with two parcels totaling just over an acre. The rustic charm includes a wood stove, fir ceilings, wood paneling and a living room with harbor views. Relax or entertain on the southwest facing deck. Take a leisurely walk and go beachcombing. Launch your boat or kayak at the nearby public dock into the harbor. The Islandale grocery and restaurant is just up the road for supplies and dining. Only twenty minutes from the Lopez Island Ferry Landing. Less than two miles from Iceberg Pt. Reserve National Monument.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Lopez Elementary SchoolGrades K-53.9 mi
6/10
Lopez Middle High SchoolGrades 6-123.9 mi

Construction

Condition

  • Property condition: Fair
  • Year built: 1960

Materials

  • Roof: Flat,Torch Down
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave(s),Refrigerator(s),Stove(s)/Range(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Wall Unit(s),Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 141859008000
  • Zoning: RR
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Fireplace
  • Has view: Yes
  • View description: Bay,Sea
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Medium Bank,Bayfront
  • Frontage length: Waterfront Ft: 76'
  • Topography of land: Sloped,Terraces
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 1.07 Acres
  • Features: Dead End Street,Deck,Outbuildings
  • Lot size dimensions: 76' x 295'

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters in San Juan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$169$2,028
Property Taxes $464$5,568
Electricity $149$1,793
Total$5,080$60,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,171/yr
40% on housing$152,400/yr
45% on housing$135,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$842This listing

vs Other Active Listings

Avg $/sqft

ZIP 98261$439
San Juan County$451

vs Homes Sold Last Month

Median $/sqft

ZIP 98261
San Juan County$599

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$930,000

For Sale by Agent

AgentWilliam Johnson
BrokerageLopez Village Properties, LLC

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