405 Lopez Road, Lopez Island, WA, 98261
About This Home
Lopez Village Vibrancy Meets West-Facing Waterfront Serenity. A rare blend of peaceful waterfront retreat and Village life. Enjoy car-free access to restaurants, shops, the Farmers Market, and community events—all from your own west-facing shoreline. Designed for hosting, this light-filled 4-bed, 3-bath home captures dramatic views of San Juan Channel, the entrance to Fisherman Bay, and passing ferries. The main level features a wall of windows, open kitchen/living/dining areas, a bath, den, and office. A 2-car garage stores all your island toys. Upstairs, all four bedrooms sit on one level. The primary suite offers panoramic water views, a walk-in closet, and a spa-like ensuite with soaking tub and separate shower. Three additional bedrooms and a full bath provide ample space for everyone. The expansive deck delivers front-row views of passing boats, basking seals, and soaring eagles by day, spectacular sunsets over the water come evening, and lighted ferries gliding by at night. A gazebo, fenced yard, and raised garden beds round out the grounds, and a private staircase drops directly to your own beach and tidelands. A mature willow and tall hedge buffer the street. Don't miss this rare opportunity to own one of Lopez Village's coveted waterfront footprints.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Cement Planked,Wood Siding,Cement Plank
Notable Dates
- Major remodel year: 1998
Type & Style
- Home type: SingleFamily
- Architectural style: 2 Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Washer(s)
Basement
- Basement: None
Bathroom Full
- Level: Second
Bathroom Full
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Bonus Room
- Level: Main
Den Office
- Level: Main
Entry Hall
- Level: Main
Features
- Bath Off Primary,Ceiling Fan(s),Pantry
- Window features: Skylight(s)
- Flooring: Ceramic Tile,Engineered Hardwood,Hardwood,Laminate,Carpet
Great Room
- Level: Main
Heating & Cooling
- Heating features: Stove/Free Standing,Wall Furnace,Electric,Oil
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 2,436
- Total interior livable area: 2,436 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Second
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 251550006000
- Zoning description: Jurisdiction: County
- Special condition: Standard
- Other equipment: Wired for Generator
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary,Ceiling Fan(s),Pantry,Security System,Skylight(s),Walk-In Closet(s),Wired for Generator
- Has view: Yes
- View description: Islands,Mountain(s),Sound,Strait
- Has water view: Yes
- Water view: Sound,Strait
- On waterfront: Yes
- Waterfront features: Medium Bank,Saltwater,Sound,Strait
- Frontage length: Waterfront Ft: 104
- Topography of land: Level,Partial Slope
- Residential vegetation: Fruit Trees,Garden Space
Lot
- Lot size: 0.51 Acres
- Features: Paved,Deck,Fenced-Partially,Patio,Propane
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Coastal Flooding
- Cold Wave
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Juan County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,343 | $100,116 |
| Home Insurance * | $329 | $3,948 |
| Property Taxes | $894 | $10,728 |
| Electricity | $166 | $1,999 |
| Total | $9,732 | $116,784 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $1,550,000 |
| 2026-06-24 | Listed for sale | $1,650,000 |
| 2003-05-30 | Sold | $525,000 |
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