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177 Vista Place, Friday Harbor, WA, 98250

1beds
1baths
675sqft
$269,900
$400price/sqft
$1,711/moest. monthly cost
$68,440/yrincome needed

About This Home

Sweet Stuart Island off-grid cabin nestled in the trees-offering peace, privacy, and a true San Juan outer-island experience. The cedar shake cottage features simple open living space, filtered Mt Baker & water views along with a lovely, generous deck. With access to the community airstrip, dingy dock/launch and beach, the cabin is perfect for a weekend getaway or as a base for island adventures--a pilot's dream! Stuart Island is only accessed via private airstrip and boat, no WA State ferry service.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
8/10
9/10
Friday Harbor High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer(s),Refrigerator(s),Stove(s)/Range(s),Tankless Water Heater,Washer(s),Water Heater: tankless,Water Heater Location: kitchen

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Stove/Free Standing,Propane,Solar (Unspecified),Wood
  • Cooling features: None

Interior Area

  • Total structure area: 675
  • Total interior livable area: 675 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 472753022
  • Zoning: res
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Fireplace,Vaulted Ceilings,Water Heater
  • Has view: Yes
  • View description: Sound
  • Has water view: Yes
  • Water view: Sound
  • Topography of land: Sloped,Steep Slope,Terraces
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 0.59 Acres
  • Features: Deck,Outbuildings,Propane

Parking

  • Parking features: Detached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Coastal Flooding
Cold Wave
Inland Flooding

FEMA Declared Disasters in San Juan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$61$732
Property Taxes $137$1,644
Electricity $149$1,793
Total$1,711$20,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,662/yr
40% on housing$51,330/yr
45% on housing$45,626/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 98250$493
San Juan County$457

vs Homes Sold Last Month

Median $/sqft

ZIP 98250
San Juan County$599

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-19Listed for sale$275,000
2006-05-08Sold$179,500

For Sale by Agent

AgentJane Sawyer
BrokerageColdwell Banker San Juan Is.

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