201 Montana Ave, Big Lake, MN, 55309
About This Home
Welcome to LAKE STREET COTTAGES, where LOW-MAINTENANCE LIVING meets an active LAKESIDE LIFESTYLE! This beautifully updated detached townhome offers 4 BEDROOMS, including 3 on the upper level plus a versatile loft space perfect for a home office, play area, or reading nook. The spacious primary suite features TWO WALK-IN CLOSETS and a private bath complete with double sinks and a relaxing jetted tub. The main level offers convenient laundry and an UPDATED KITCHEN showcasing quartz countertops, new appliances, new sink and faucet, stylish backsplash, and durable LVP flooring. Major mechanical updates provide peace of mind with a NEW ROOF, FURNACE, A/C and WATER SOFTENER completed. Enjoy beautiful views of Big Lake and direct access to Greenway 11 right outside your front door. BRING YOUR KAYAK OR PADDLEBOARD and take advantage of lake living without the lakefront expenses! Fantastic location for enjoying walking and biking trails along with all the community events and amenities Big Lake has to offer - Farmers market, Music in the Park, Coffee shops, Restaurants, Lakeside park and beach and Spud Fest - ALL WITHIN WALKING DISTANCE. This is one you won't want to miss! **HOA FEE INCLUDES EXTERIOR INSURANCE**
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: Townhouse
- Property subType: (TH) Detached
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Water Filtration System,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Basket
Bedroom
- Level: Upper
- Area: 266
- Dimensions: 14x19
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedroom3
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Lower
- Area: 99
- Dimensions: 9x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 121
- Dimensions: 11x11
Family Room
- Level: Lower
- Area: 264
- Dimensions: 12x22
Features
- Finished area below ground: 580
- Finished area above ground: 1,809
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,533
- Total interior livable area: 2,389 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 11x13
Laundry
- Level: Main
- Area: 42
- Dimensions: 6x7
Living Room
- Level: Main
- Area: 195
- Dimensions: 15x13
Loft
- Level: Upper
- Area: 72
- Dimensions: 8x9
Porch
- Level: Main
- Area: 108
- Dimensions: 18x6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 65005210110
- Zoning description: Residential-Single Family
- Foundation area: 724
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake View
Lot
- Lot size: 2,178 sqft
- Features: Corner Lot,Tree Coverage - Light
- Lot size dimensions: .05 acres
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,767 | $21,204 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $362 | $4,344 |
| Electricity | $201 | $2,417 |
| Total | $2,563 | $30,756 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-02 | Listed for sale | $349,500 |
| 2022-08-18 | Sold | $330,000 |
| 2022-07-25 | Pending sale | $339,900 |
| 2022-07-10 | Price change | $339,900 |
| 2022-06-24 | Listed for sale | $349,900 |
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