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110 S Gold Street, Centralia, WA, 98531

5beds
2baths
1,946sqft
$475,000
$244price/sqft
$3,124/moest. monthly cost
$124,960/yrincome needed

About This Home

Welcome to 110 S Gold St, Centralia, WA— This well-maintained property features thoughtful updates completed by the current owners, including improvements to the plumbing, electrical systems, kitchen, bathrooms, and various fixtures throughout the home. These enhancements provide a solid foundation while preserving the character of the property. Inside, you'll find a functional floor plan with comfortable living spaces, an inviting atmosphere, and flexibility to accommodate a variety of lifestyles. The updated kitchen and bathrooms contribute to the home's move-in-ready appeal. Natural light fills the living areas, creating a bright and welcoming environment. Conveniently located near downtown Centralia, shopping, dining, parks, schools, and major commuting routes, this property offers easy access to everyday amenities while maintaining a residential setting.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
4/10
Centralia Middle SchoolGrades 7-81.7 mi
4/10
Centralia High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Forced Air,None

Interior Area

  • Total structure area: 1,946
  • Total interior livable area: 1,946 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 000145000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$143$1,716
Property Taxes $431$5,172
Electricity $149$1,793
Total$3,124$37,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,108/yr
40% on housing$93,720/yr
45% on housing$83,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 98531$175
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98531$267
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$475,000
2023-01-06Sold$185,000
2022-06-24Pending sale$497,500
2022-06-23Sold$450,000
2022-06-13Pending sale$497,500
2022-05-27Contingent$497,500
2022-05-12Pending sale$497,500
2022-05-10Listed for sale$497,500
2022-04-14Pending sale$497,500
2022-04-01Price change$497,500
2022-03-26Price change$557,500
2022-03-18Listed for sale$577,500
2021-05-20Sold$219,000
2021-05-06Pending sale$219,000
2021-05-01Listed for sale$219,000
2020-12-17Sold$106,145

For Sale by Agent

AgentLeticia Garcia
BrokerageeXp Realty

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