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1016 N Pearl Street, Centralia, WA, 98531

4beds
3baths
3,928sqft
$545,000
$139price/sqft
$3,575/moest. monthly cost
$143,000/yrincome needed

About This Home

Need Space for multi-generational living? Don't miss this meticulously remodeled 3928 SF Victorian Era 4BD-3BTH home with soaring 10ft ceilings, dome ceilings, stunning hardwood floors & elegant marble tile. This home has been stripped to the studs and rebuilt with new electrical, plumbing, windows, & insulation. Stay comfortable year-round with 2 heat pumps w/separate thermostats on each floor to ensure peak energy performance. The heart of the home is a fully redesigned kitchen boasting granite countertops, custom cabinetry, large walk-in pantry & sleek, black stainless appliances. Designed for every phase of life, the main floor features a spacious bedroom, bath w/walk-in shower & convenient laundry access. The second level has been reimagined to include 2 massive primary suites, each featuring original dome ceilings and expansive walk-in closets. You will love the secret tower room with separate private entrance. New double car, 24x24 garage is sized large enough to hold your full-size pickup truck. Additional off-street parking for 3 vehicles beside the garage. Everything you need is within reach-home is near historic downtown amenities, Amtrack, college & parks. Easy I-5 access & 90 min from Seattle & Portland. Offering instant equity, priced below $140 per SF, this is the deal of the decade. Floorplans available. Check out Video & 3D tour.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
Edison Elementary SchoolGrades K-60.5 mi
4/10
Centralia Middle SchoolGrades 7-81.4 mi
5/10
Centralia High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Concrete Ribbon
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Closet in Main floor Bd

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Marble,Carpet

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,High Efficiency (Unspecified),Electric
  • Cooling features: Forced Air,Heat Pump,High Efficiency (Unspecified)

Interior Area

  • Total structure area: 3,928
  • Total interior livable area: 3,928 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 001536001000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,French Doors,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,534 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Deck,Fenced-Partially,High Speed Internet,Shop

Parking

  • Total spaces: 5
  • Parking features: Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$165$1,980
Property Taxes $387$4,644
Electricity $268$3,224
Total$3,575$42,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,571/yr
40% on housing$107,250/yr
45% on housing$95,333/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 98531$177
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98531$267
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$548,000
2018-02-28Sold$55,000
2018-01-23Pending sale$74,900
2017-12-21Listed for sale$74,900
2017-11-16Sold$19,382
2017-10-10Listed for sale$79,900
2017-10-07Pending sale$79,900
2017-10-04Price change$79,900
2017-07-29Price change$84,900
2017-06-08Price change$89,900
2017-03-30Price change$94,900
2016-12-02Price change$99,000
2016-07-26Listed for sale$120,000

For Sale by Agent

AgentMelissa R. Wallace, Windermere Centralia
BrokerageWindermere Centralia

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