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1308 W Main Street, Centralia, WA, 98531

2beds
1baths
1,034sqft
$314,900
$305price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Why rent when you can own? This adorable 2-bedroom, 3/4-bath home is the perfect opportunity for first-time buyers, downsizers, or investors alike! Conveniently located in town, this move-in-ready home has been freshly painted inside and out, offering a clean, updated feel from the moment you arrive. The open living and kitchen area creates a comfortable space for gathering, while the generously sized laundry room adds everyday convenience. Step outside to enjoy the large front yard and fenced garden area, perfect for growing your favorite flowers, vegetables, or simply enjoying the outdoors. An additional storage area provides plenty of room for tools, hobbies, or extra belongings and offers potential to be converted into a garage. Affordable, charming, and full of possibilities—this is the one you've been waiting for!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Centralia Middle SchoolGrades 7-80.7 mi
4/10
Centralia High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Laundry Room

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,034
  • Total interior livable area: 1,034 sqft

Kitchen Without Eating Space

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 003487011000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,969 sqft
  • Features: Paved,Fenced-Partially,High Speed Internet,RV Parking

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$95$1,140
Property Taxes $227$2,724
Electricity $149$1,793
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 98531$177
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98531$267
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$314,900
2026-06-15Price change$329,900
2026-06-03Listed for sale$349,900
2009-07-29Sold$115,000
2009-07-04Listed for sale$119,000
2000-11-29Sold$55,000

For Sale by Agent

AgentTeresa J Wentworth
BrokerageBHGRE - Northwest Home Team

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