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1952 Bertram St, Honolulu, HI, 96816

3beds
3baths
2,189sqft
$1,564,999
$715price/sqft
$9,279/moest. monthly cost
$371,160/yrincome needed

About This Home

STUNNING Diamond Head, ocean, coastline, and city views set the stage for this tastefully renovated and meticulously maintained 3-bedroom, 2.5-bath residence in the highly sought-after St. Louis Heights neighborhood. Over $400,000 invested over the past 12 years in thoughtful improvements and ongoing maintenance, showcasing true pride of ownership. A permitted addition completed in 2017 enhanced the home with: A spacious front deck designed to capture the breathtaking views; An accessory wet bar ideal for entertaining; and An additional full bathroom—adding both functionality and value. The terraced backyard is a peaceful retreat featuring apple banana, papaya, dragon fruit, lime, along with other plantings, perfect for gardening or relaxing outdoors. This is a home that truly must be seen in person to appreciate the quality, care, and attention to detail throughout. Conveniently located with easy access to the freeway, iconic Kaimuki Town, Waikiki, beaches, dining, and shopping. 2025 Permitted 200 amp electrical upgrade completed. Click the Virtual Tour tab to experience the spectacular sunset video with drone footage.

Getting Around

12
WalkingCar-Dependent
38
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

8/10
Anuenue SchoolGrades PK-120.7 mi
9/10

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1955

Materials

  • Construction materials: Wood Frame

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 2,469
  • Total interior livable area: 2,189 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 1340310730000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Landscaping
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Coastline,Mountain(s),Sunset
  • Has water view: Yes
  • Water view: Coastline
  • Topography of land: Sloping

Lot

  • Features: Cleared,Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Two Car Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Landslide
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,913$94,956
Home Insurance *$275$3,300
Property Taxes $387$4,644
Electricity $704$8,458
Total$9,279$111,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,137/yr
40% on housing$278,370/yr
45% on housing$247,440/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$715This listing

vs Other Active Listings

Avg $/sqft

ZIP 96816$1,124
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96816$750
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$1,575,000
2026-02-22Price change$1,589,999
2026-02-12Listed for sale$1,590,000
2024-10-21Listing removed$1,699,800
2024-10-10Price change$1,699,800
2024-08-21Listed for sale$1,739,800
2024-07-18Listing removed$1,750,000
2024-04-24Listed for sale$1,750,000
2024-04-24Listing removed$1,788,000
2024-01-31Listed for sale$1,788,000
2023-09-17Listing removed$1,880,000
2023-08-17Listed for sale$1,880,000
2023-08-04Listing removed$1,950,000
2023-05-11Price change$1,950,000
2023-03-09Price change$2,088,000
2023-02-13Listed for sale$2,228,000
2014-01-24Sold$885,000
2013-11-13Listed for sale$869,000

For Sale by Agent

AgentCarlin Yamashita
BrokerageIsland Life Homes

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