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680 SE Prospect Street, Chehalis, WA, 98532

5beds
3baths
3,302sqft
$575,000
$174price/sqft
$3,704/moest. monthly cost
$148,160/yrincome needed

About This Home

PRICE IMPROVEMENT--Instant Equity for this sought-after upper Chehalis neighborhood, just minutes from Penny Playground. It's truly beautiful up here! *** Classic brick front 5-bedroom home on 1.4 acres (3 parcels-see photos) is one of the best properties in the Prospect area neighborhood...end of culdesac and NO HOA! Main level features living, dining, family rooms & guest bath. Upstairs are the generous primary bedroom & ensuite, plus 4 additional bedrooms & 2nd bath with long vanity! Separate staircase to the versatile bonus room above the garage—think home office, hobby room, gym? Recently painted inside, new subfloors & luxury vinyl planking on main floor, new carpet on stairs & all bedrooms. Fresh paint outside, roof, gutters, refurb. crawlspace, etc. etc. Too much to list -- ask your agent for attachment listing all improvements! *** Home & surrounding yard on ~3/4 acres providing space for play, gardening, or peaceful lounging. Additional ~3/4-acre drops off behind the home to your wooded private retreat plus neighboring acres of forest. Greenhouse & shed for all your gardening & storage needs. Generous driveway & oversized garage provide plenty of parking, workshop, plus space for RV parking too. *** Priced well below tax value and with LOTS of equity room!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Chehalis Middle SchoolGrades 6-81.1 mi
8/10
W F West High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1979

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 1991

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stove(s)/Range(s),Dishwasher(s),Water Heater: Electric,Water Heater Location: Outside of Garage

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Hardwood,Vinyl,Vinyl Plank,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Main Level: 2,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,302
  • Total interior livable area: 3,302 sqft

Property

Details

  • Parcel number: 010840059000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Leased Equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Steep Slope
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 1.41 Acres
  • Features: Adjacent to Public Land,Cul-De-Sac,Dead End Street,Paved,Cable TV,Fenced-Partially,Gas Available,Green House,High Speed Internet,Outbuildings,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$168$2,016
Property Taxes $404$4,848
Electricity $225$2,710
Total$3,704$44,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,994/yr
40% on housing$111,120/yr
45% on housing$98,773/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 98532$217
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98532$252
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$575,000
2026-03-12Price change$594,000
2026-02-03Listed for sale$600,000
2026-01-14Pending sale$600,000
2026-01-02Listed for sale$600,000
2025-12-14Listing removed$625,000
2025-11-11Price change$625,000
2025-08-19Listed for sale$650,000
2010-11-26Listing removed$344,000
2010-05-29Listed for sale$344,000
2005-08-10Sold$350,000

For Sale by Agent

AgentGabrielle Nemes
BrokerageRE/MAX Realty South

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