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1182 Emerson Lane, Centralia, WA, 98531

2beds
1baths
944sqft
$325,000
$344price/sqft
$1,924/moest. monthly cost
$76,960/yrincome needed

About This Home

This unique, One-of-A-Kind Home defies ordinary living! Find the perfect blend of comfort, style, and efficiency in this beautifully designed 944sf, 2-bedroom, .75-bath duplex. Luxury vinyl plank flooring flows throughout the home, creating a seamless, low-maintenance living space. The well-appointed kitchen features stunning granite countertops, Frigidaire stainless steel appliances, and a generous pass-through window that keeps the cook connected to the living and dining area activities—perfect for everyday living and entertaining. Step outside to your private patio, ideal for relaxing or hosting summer cookouts. A heat pump provides year-round comfort and energy efficiency, while the attached one-car garage offers added convenience and storage. This efficiently designed home delivers easy living in a package you'll love. Located in Stillwaters Estates, Western WA's premier gated & professionally managed retirement community w/a long list of provided services & a wonderful clubhouse for activities. All homes include accessibility features. SWE Maint Fees $472-$551. NOT AN HOA.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Centralia Middle SchoolGrades 7-81.3 mi
4/10
Centralia High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1992

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Other

  • Builder name: LTJ Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window,Skylight(s)

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 944
  • Total interior livable area: 944 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Bath,Accessible Bedroom,Accessible Central Living Area,Accessible Entrance,Accessible Kitchen,Accessible Utility

Details

  • Parcel number: 022132103006
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Security System,Skylight(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 4,791 sqft
  • Features: Paved,Cabana/Gazebo,Cable TV,Gated Entry,High Speed Internet,Patio,RV Parking,Shop,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$98$1,176
Property Taxes $34$408
Electricity $149$1,793
Total$1,924$23,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,965/yr
40% on housing$57,720/yr
45% on housing$51,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 98531$177
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98531$267
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$325,000
2017-06-30Sold$124,000
2017-06-11Pending sale$125,000
2017-05-24Listed for sale$125,000
2017-05-17Pending sale$125,000
2017-05-13Listed for sale$125,000

For Sale by Agent

AgentVickie Jackson
BrokerageColdwell Banker Evergreen

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