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431 Highland Valley Road, Morton, WA, 98356

4beds
3baths
2,800sqft
$559,000
$200price/sqft
$3,598/moest. monthly cost
$143,920/yrincome needed

About This Home

Set on 15 stunning acres in Morton, this 2800 sq. ft. custom residence offers mountain views and incredible potential. The open-concept layout includes four bedrooms and three bathrooms, featuring a large living area with a fireplace and a kitchen designed for gathering. Outside, a massive cedar deck overlooks a valley with seasonal streams and fruit trees. This property provides a secluded canvas for your personal touch. Bring your vision to revitalize the interiors and outdoor living spaces. Perfect for those seeking a tranquil retreat with space to create a dream lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Morton Elementary SchoolGrades PK-61.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1977

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Heating & Cooling

  • Heating features: Radiant,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 029884002000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 15.20 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Winter Weather
Avalanche
Landslide
Volcanic Activity

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$177$2,124
Property Taxes $404$4,848
Electricity $191$2,298
Total$3,598$43,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,360/yr
40% on housing$107,940/yr
45% on housing$95,946/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 98356$162
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98356$260
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$565,000
2026-04-20Listed for sale$575,000
2021-03-04Listing removed--
2015-04-10Sold$260,000
2014-12-14Listing removed$269,000
2014-05-28Listed for sale$269,000
2014-01-01Listing removed$274,900
2013-05-06Listed for sale$274,900
2012-11-01Listing removed$277,500
2012-05-18Listed for sale$277,500
2012-04-01Listing removed$277,500
2011-09-28Price change$277,500
2011-06-14Listed for sale$279,000
2010-12-21Listing removed$299,000
2010-06-25Listed for sale$299,000

For Sale by Agent

AgentJared English
BrokerageCongress Realty

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