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7440 W State Highway 27, Vale, NC, 28168

2beds
1baths
0sqft
$95,000
--price/sqft
$772/moest. monthly cost
$30,880/yrincome needed

About This Home

Rare opportunity to secure a prime homesite with endless potential! Situated on a beautiful ¾-acre corner lot, this property offers the perfect setting for your next project—whether you choose to fully renovate the existing 1930s home or start fresh with a brand-new build. The current structure is in need of repair and is being sold as-is, making it ideal for investors, builders, or buyers looking for a project. With well and power service already in place, the ground work is already laid for your future plans. The spacious corner lot provides excellent layout flexibility and curb appeal, making it a standout option for a future spec home or primary residence. Don’t miss your chance to transform this property into something truly special! Neighboring 1970s brick ranch home with numerous outbuildings also for sale, See MLS #: 4366894

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
North Brook ElementaryGrades PK-52.2 mi
4/10
West Lincoln MiddleGrades 6-85.7 mi
5/10
West Lincoln HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: In Kitchen

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: Window Unit(s),None

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 11532
  • Zoning: R-SF
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.75 Acres
  • Features: Corner Lot

Parking

  • Parking features: Other - See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$34$408
Property Taxes $58$696
Electricity $200$2,405
Total$772$9,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,468/yr
40% on housing$23,160/yr
45% on housing$20,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28168$210
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28168$169
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$100,000
1998-09-17Sold$5,000

For Sale by Agent

AgentWill Poteat
BrokerageRE/MAX Crossroads

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