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1325 W State Highway 150, Lincolnton, NC, 28092

2beds
2baths
1,124sqft
$289,900
$258price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

***Energetic & Value-Focused*** Turnkey Living on 1 Acre – Fully Renovated! Stop searching and start living! This complete, top-to-bottom renovation offers the peace of mind of a new-construction home with the charm of a private, 1-acre country setting. Pull up your new concrete driveway and discover a property where the hard work is already done for you. **Key Highlights: *Total Overhaul: BRAND NEW roof, new HVAC, new electrical, new plumbing, new siding, and new windows. *Modern Interiors: Gorgeous new flooring throughout and a stylish kitchen ready for your culinary creations. *Smart Layout: Two spacious bedrooms and two full, upgraded bathrooms, including a luxurious primary suite with dual vanities. *Outdoor Living: Enjoy a charming covered front porch, a spacious back deck for entertaining, and a convenient metal carport. **Added Security: Enjoy public water and the protection of a 1-year home warranty included with the sale. ***This is more than a home; it's your forever opportunity!***

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Love Memorial ElementaryGrades PK-50.1 mi
4/10
West Lincoln MiddleGrades 6-86.7 mi
5/10
West Lincoln HighGrades 9-126.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,124

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,124
  • Total interior livable area: 1,124 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21425
  • Zoning: R-25
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 1.06 Acres
  • Lot size dimensions: 142 x 226 x 186 x 302

Parking

  • Total spaces: 3
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$119$1,428
Property Taxes $190$2,280
Electricity $200$2,405
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28092$168
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28092$183
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$289,900
2026-07-18Listing removed$285,000
2026-07-02Price change$285,000
2026-06-23Price change$297,500
2026-06-09Price change$299,500
2026-05-26Listed for sale$299,950
2026-05-02Listing removed$299,950
2026-03-16Listed for sale$299,950
2023-09-21Sold$75,000
2022-06-08Sold$50,000

For Sale by Agent

AgentDebbie Pope
BrokerageCentury 21 Town & Country Rlty

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