1939 River Rd, Lincolnton, NC, 28092
About This Home
Discover the potential of this unique property, situated on a spacious 2.19-acre lot that backs up to the river. The home consists of two sections: the original 1,100 sq ft home and an additional 625 sq ft section built in 2017. The property has been vacant for some time and is ready for your vision and personal touch. It is generally in decent condition, but is not heated and in need of repairs and updates to make it truly shine. Enjoy the privacy, the generous lot size, and the serene river access. A great opportunity for renovation, expansion, or creating your ideal getaway. Water and septic have not been tested, and the conditions are unknown.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Crawl Space
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: None
Features
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 0
Living Room
- Level: Main
Property
Details
- Parcel number: 22784
- Zoning: R-T
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Waterfront features: Creek/Stream
Lot
- Lot size: 2.19 Acres
- Features: Cleared,Flood Plain/Bottom Land,Sloped
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $66 | $792 |
| Electricity | $200 | $2,405 |
| Total | $867 | $10,404 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Price change | $110,000 |
| 2026-03-17 | Listed for sale | $120,000 |
| 2026-02-14 | Listing removed | $145,000 |
| 2026-02-04 | Price change | $145,000 |
| 2025-11-26 | Price change | $155,000 |
| 2025-10-21 | Listed for sale | $160,000 |
| 2025-09-29 | Pending sale | $160,000 |
| 2025-08-30 | Price change | $160,000 |
| 2025-08-16 | Listed for sale | $169,000 |
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